Midwest Holding Inc.
Midwest Holding Inc. Fundamental Analysis
Midwest Holding Inc. (MDWT) shows weak financial fundamentals with a PE ratio of 127.46, profit margin of 2.63%, and ROE of 1.67%. The company generates $0.0B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 47.7/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze MDWT's fundamental strength across five key dimensions:
Efficiency Score
WeakMDWT struggles to generate sufficient returns from assets.
Valuation Score
ModerateMDWT shows balanced valuation metrics.
Growth Score
WeakMDWT faces weak or negative growth trends.
Financial Health Score
ModerateMDWT shows balanced financial health with some risks.
Profitability Score
ModerateMDWT maintains healthy but balanced margins.
Key Financial Metrics
Is MDWT Expensive or Cheap?
P/E Ratio
MDWT trades at 127.46 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, MDWT's PEG of 1.27 indicates fair valuation.
Price to Book
The market values Midwest Holding Inc. at 4.22 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 12.78 times EBITDA. This signals the market has high growth expectations.
How Well Does MDWT Make Money?
Net Profit Margin
For every $100 in sales, Midwest Holding Inc. keeps $2.63 as profit after all expenses.
Operating Margin
Core operations generate 49.05 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $1.67 in profit for every $100 of shareholder equity.
ROA
Midwest Holding Inc. generates $0.04 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Midwest Holding Inc. generates strong operating cash flow of $73.33M, reflecting robust business health.
Free Cash Flow
Midwest Holding Inc. generates strong free cash flow of $71.49M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $19.09 in free cash annually.
FCF Yield
MDWT converts 70.59% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
127.46
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.27
vs 25 benchmark
P/B Ratio
Price to book value ratio
4.22
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.36
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
1.05
vs 25 benchmark
Current Ratio
Current assets to current liabilities
72.25
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.02
vs 25 benchmark
ROA
Return on assets percentage
0.00
vs 25 benchmark
ROCE
Return on capital employed
0.008
vs 25 benchmark
How MDWT Stacks Against Its Sector Peers
| Metric | MDWT Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 127.46 | 18.73 | Worse (Expensive) |
| ROE | 1.67% | 847.00% | Weak |
| Net Margin | 2.63% | 3919.00% | Weak |
| Debt/Equity | 1.05 | 0.93 | Neutral |
| Current Ratio | 72.25 | 674.76 | Strong Liquidity |
| ROA | 0.04% | -21563.00% (disorted) | Weak |
MDWT outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Midwest Holding Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical