MCAN Mortgage Corporation
MCAN Mortgage Corporation Fundamental Analysis
MCAN Mortgage Corporation (MAMTF) shows moderate financial fundamentals with a PE ratio of 8.85, profit margin of 26.92%, and ROE of 11.93%. The company generates $0.4B in annual revenue with weak year-over-year growth of 2.70%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 54.6/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze MAMTF's fundamental strength across five key dimensions:
Efficiency Score
WeakMAMTF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentMAMTF trades at attractive valuation levels.
Growth Score
WeakMAMTF faces weak or negative growth trends.
Financial Health Score
ModerateMAMTF shows balanced financial health with some risks.
Profitability Score
ModerateMAMTF maintains healthy but balanced margins.
Key Financial Metrics
Is MAMTF Expensive or Cheap?
P/E Ratio
MAMTF trades at 8.85 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, MAMTF's PEG of 0.45 indicates potential undervaluation.
Price to Book
The market values MCAN Mortgage Corporation at 1.03 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -24.50 times EBITDA. This is generally considered low.
How Well Does MAMTF Make Money?
Net Profit Margin
For every $100 in sales, MCAN Mortgage Corporation keeps $26.92 as profit after all expenses.
Operating Margin
Core operations generate 32.01 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $11.93 in profit for every $100 of shareholder equity.
ROA
MCAN Mortgage Corporation generates $1.16 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
MCAN Mortgage Corporation generates strong operating cash flow of $1.09B, reflecting robust business health.
Free Cash Flow
MCAN Mortgage Corporation generates strong free cash flow of $1.08B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $26.69 in free cash annually.
FCF Yield
MAMTF converts 86.20% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
8.85
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.45
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.03
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.28
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
5.36
vs 25 benchmark
Current Ratio
Current assets to current liabilities
11.12
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.12
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.01
vs 25 benchmark
How MAMTF Stacks Against Its Sector Peers
| Metric | MAMTF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 8.85 | 18.50 | Better (Cheaper) |
| ROE | 11.93% | 809.00% | Weak |
| Net Margin | 26.92% | 2211.00% | Weak |
| Debt/Equity | 5.36 | 0.90 | Weak (High Leverage) |
| Current Ratio | 11.12 | 692.04 | Strong Liquidity |
| ROA | 1.16% | -24328.00% (disorted) | Weak |
MAMTF outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews MCAN Mortgage Corporation's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
21.16%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
5.26%
Industry Style: Value, Dividend, Cyclical
GrowingFCF CAGR
210.46%
Industry Style: Value, Dividend, Cyclical
High Growth