Ladder Capital Corp
Ladder Capital Corp Fundamental Analysis
Ladder Capital Corp (LADR) shows weak financial fundamentals with a PE ratio of 20.63, profit margin of 16.57%, and ROE of 4.28%. The company generates $0.4B in annual revenue with weak year-over-year growth of -1.00%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -80.3/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze LADR's fundamental strength across five key dimensions:
Efficiency Score
WeakLADR struggles to generate sufficient returns from assets.
Valuation Score
ExcellentLADR trades at attractive valuation levels.
Growth Score
WeakLADR faces weak or negative growth trends.
Financial Health Score
WeakLADR carries high financial risk with limited liquidity.
Profitability Score
ModerateLADR maintains healthy but balanced margins.
Key Financial Metrics
Is LADR Expensive or Cheap?
P/E Ratio
LADR trades at 20.63 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, LADR's PEG of -0.52 indicates potential undervaluation.
Price to Book
The market values Ladder Capital Corp at 0.89 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -7.87 times EBITDA. This is generally considered low.
How Well Does LADR Make Money?
Net Profit Margin
For every $100 in sales, Ladder Capital Corp keeps $16.57 as profit after all expenses.
Operating Margin
Core operations generate 52.04 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $4.28 in profit for every $100 of shareholder equity.
ROA
Ladder Capital Corp generates $1.25 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Ladder Capital Corp produces operating cash flow of $42.03M, showing steady but balanced cash generation.
Free Cash Flow
Ladder Capital Corp generates strong free cash flow of $43.55M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.34 in free cash annually.
FCF Yield
LADR converts 3.23% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
20.63
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.52
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.89
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.45
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
2.37
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.50
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.04
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.04
vs 25 benchmark
How LADR Stacks Against Its Sector Peers
| Metric | LADR Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 20.63 | 24.23 | Better (Cheaper) |
| ROE | 4.28% | 659.00% | Weak |
| Net Margin | 16.57% | 4497.00% | Weak |
| Debt/Equity | 2.37 | -22.14 (disorted) | Distorted |
| Current Ratio | 0.50 | 13.87 | Weak Liquidity |
| ROA | 1.25% | -1390.00% (disorted) | Weak |
LADR outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Ladder Capital Corp's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-100.00%
Industry Style: Income, Inflation Hedge, REIT
DecliningEPS CAGR
493.44%
Industry Style: Income, Inflation Hedge, REIT
High GrowthFCF CAGR
-100.00%
Industry Style: Income, Inflation Hedge, REIT
Declining