Krung Thai Bank Public Company Limited
Krung Thai Bank Public Company Limited Fundamental Analysis
Krung Thai Bank Public Company Limited (KTB1.F) shows moderate financial fundamentals with a PE ratio of 9.98, profit margin of 23.98%, and ROE of 10.56%. The company generates $201.4B in annual revenue with weak year-over-year growth of -34.30%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 16.1/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze KTB1.F's fundamental strength across five key dimensions:
Efficiency Score
WeakKTB1.F struggles to generate sufficient returns from assets.
Valuation Score
ExcellentKTB1.F trades at attractive valuation levels.
Growth Score
ModerateKTB1.F shows steady but slowing expansion.
Financial Health Score
ExcellentKTB1.F maintains a strong and stable balance sheet.
Profitability Score
ModerateKTB1.F maintains healthy but balanced margins.
Key Financial Metrics
Is KTB1.F Expensive or Cheap?
P/E Ratio
KTB1.F trades at 9.98 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, KTB1.F's PEG of 0.45 indicates potential undervaluation.
Price to Book
The market values Krung Thai Bank Public Company Limited at 1.04 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 7.06 times EBITDA. This is generally considered low.
How Well Does KTB1.F Make Money?
Net Profit Margin
For every $100 in sales, Krung Thai Bank Public Company Limited keeps $23.98 as profit after all expenses.
Operating Margin
Core operations generate 23.06 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $10.56 in profit for every $100 of shareholder equity.
ROA
Krung Thai Bank Public Company Limited generates $1.23 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Krung Thai Bank Public Company Limited produces operating cash flow of $37.65B, showing steady but balanced cash generation.
Free Cash Flow
Krung Thai Bank Public Company Limited generates strong free cash flow of $32.79B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $2.35 in free cash annually.
FCF Yield
KTB1.F converts 6.79% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
9.98
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.45
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.04
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.40
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.87
vs 25 benchmark
Current Ratio
Current assets to current liabilities
7.70
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.11
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.01
vs 25 benchmark
How KTB1.F Stacks Against Its Sector Peers
| Metric | KTB1.F Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 9.98 | 18.66 | Better (Cheaper) |
| ROE | 10.56% | 804.00% | Weak |
| Net Margin | 23.98% | 2258.00% | Weak |
| Debt/Equity | 0.87 | 1.03 | Neutral |
| Current Ratio | 7.70 | 662.03 | Strong Liquidity |
| ROA | 1.23% | -24049.00% (disorted) | Weak |
KTB1.F outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Krung Thai Bank Public Company Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
3.26%
Industry Style: Value, Dividend, Cyclical
GrowingEPS CAGR
49.82%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-10.13%
Industry Style: Value, Dividend, Cyclical
Declining