Kotak Mahindra Bank Limited
Kotak Mahindra Bank Limited Fundamental Analysis
Kotak Mahindra Bank Limited (KOTAKBANK.BO) shows moderate financial fundamentals with a PE ratio of 22.63, profit margin of 17.39%, and ROE of 12.33%. The company generates $1081.0B in annual revenue with strong year-over-year growth of 13.36%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 58.7/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze KOTAKBANK.BO's fundamental strength across five key dimensions:
Efficiency Score
WeakKOTAKBANK.BO struggles to generate sufficient returns from assets.
Valuation Score
ModerateKOTAKBANK.BO shows balanced valuation metrics.
Growth Score
ExcellentKOTAKBANK.BO delivers strong and consistent growth momentum.
Financial Health Score
ModerateKOTAKBANK.BO shows balanced financial health with some risks.
Profitability Score
WeakKOTAKBANK.BO struggles to sustain strong margins.
Key Financial Metrics
Is KOTAKBANK.BO Expensive or Cheap?
P/E Ratio
KOTAKBANK.BO trades at 22.63 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, KOTAKBANK.BO's PEG of 19.21 indicates potential overvaluation.
Price to Book
The market values Kotak Mahindra Bank Limited at 2.70 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 17.08 times EBITDA. This signals the market has high growth expectations.
How Well Does KOTAKBANK.BO Make Money?
Net Profit Margin
For every $100 in sales, Kotak Mahindra Bank Limited keeps $17.39 as profit after all expenses.
Operating Margin
Core operations generate 23.04 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $12.33 in profit for every $100 of shareholder equity.
ROA
Kotak Mahindra Bank Limited generates $0.00 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Kotak Mahindra Bank Limited generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Kotak Mahindra Bank Limited generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
KOTAKBANK.BO converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
22.63
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
19.21
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.70
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.94
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.12
vs 25 benchmark
ROA
Return on assets percentage
0.00
vs 25 benchmark
ROCE
Return on capital employed
0.00
vs 25 benchmark
How KOTAKBANK.BO Stacks Against Its Sector Peers
| Metric | KOTAKBANK.BO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 22.63 | 18.79 | Worse (Expensive) |
| ROE | 12.33% | 849.00% | Weak |
| Net Margin | 17.39% | 2879.00% | Weak |
| Debt/Equity | 0.00 | 0.93 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 675.77 | Weak Liquidity |
| ROA | 0.00% | -20989.00% (disorted) | Weak |
KOTAKBANK.BO outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Kotak Mahindra Bank Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
104.12%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
147.49%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-65.12%
Industry Style: Value, Dividend, Cyclical
Declining