Krung Thai Bank Public Company Limited
Krung Thai Bank Public Company Limited Fundamental Analysis
Krung Thai Bank Public Company Limited (KGTFF) shows moderate financial fundamentals with a PE ratio of 10.36, profit margin of 24.06%, and ROE of 10.58%. The company generates $201.2B in annual revenue with weak year-over-year growth of -34.30%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 23.8/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze KGTFF's fundamental strength across five key dimensions:
Efficiency Score
WeakKGTFF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentKGTFF trades at attractive valuation levels.
Growth Score
ModerateKGTFF shows steady but slowing expansion.
Financial Health Score
ExcellentKGTFF maintains a strong and stable balance sheet.
Profitability Score
ModerateKGTFF maintains healthy but balanced margins.
Key Financial Metrics
Is KGTFF Expensive or Cheap?
P/E Ratio
KGTFF trades at 10.36 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, KGTFF's PEG of 0.55 indicates potential undervaluation.
Price to Book
The market values Krung Thai Bank Public Company Limited at 1.08 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 7.82 times EBITDA. This is generally considered low.
How Well Does KGTFF Make Money?
Net Profit Margin
For every $100 in sales, Krung Thai Bank Public Company Limited keeps $24.06 as profit after all expenses.
Operating Margin
Core operations generate 32.48 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $10.58 in profit for every $100 of shareholder equity.
ROA
Krung Thai Bank Public Company Limited generates $1.23 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Krung Thai Bank Public Company Limited generates strong operating cash flow of $111.07B, reflecting robust business health.
Free Cash Flow
Krung Thai Bank Public Company Limited generates strong free cash flow of $104.36B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $7.47 in free cash annually.
FCF Yield
KGTFF converts 20.78% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
10.36
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.55
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.08
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.50
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.87
vs 25 benchmark
Current Ratio
Current assets to current liabilities
6.36
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.11
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How KGTFF Stacks Against Its Sector Peers
| Metric | KGTFF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 10.36 | 18.66 | Better (Cheaper) |
| ROE | 10.58% | 804.00% | Weak |
| Net Margin | 24.06% | 2258.00% | Weak |
| Debt/Equity | 0.87 | 1.03 | Neutral |
| Current Ratio | 6.36 | 662.03 | Strong Liquidity |
| ROA | 1.23% | -24049.00% (disorted) | Weak |
KGTFF outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Krung Thai Bank Public Company Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
3.26%
Industry Style: Value, Dividend, Cyclical
GrowingEPS CAGR
49.82%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-10.13%
Industry Style: Value, Dividend, Cyclical
Declining