KeyCorp
KeyCorp Fundamental Analysis
KeyCorp (KEY-PJ) shows moderate financial fundamentals with a PE ratio of 13.13, profit margin of 16.35%, and ROE of 9.26%. The company generates $10.6B in annual revenue with weak year-over-year growth of -11.48%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 30.5/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze KEY-PJ's fundamental strength across five key dimensions:
Efficiency Score
WeakKEY-PJ struggles to generate sufficient returns from assets.
Valuation Score
ExcellentKEY-PJ trades at attractive valuation levels.
Growth Score
WeakKEY-PJ faces weak or negative growth trends.
Financial Health Score
ModerateKEY-PJ shows balanced financial health with some risks.
Profitability Score
ModerateKEY-PJ maintains healthy but balanced margins.
Key Financial Metrics
Is KEY-PJ Expensive or Cheap?
P/E Ratio
KEY-PJ trades at 13.13 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, KEY-PJ's PEG of 0.15 indicates potential undervaluation.
Price to Book
The market values KeyCorp at 1.18 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 6.23 times EBITDA. This is generally considered low.
How Well Does KEY-PJ Make Money?
Net Profit Margin
For every $100 in sales, KeyCorp keeps $16.35 as profit after all expenses.
Operating Margin
Core operations generate 20.59 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $9.26 in profit for every $100 of shareholder equity.
ROA
KeyCorp generates $0.99 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
KeyCorp produces operating cash flow of $1.41B, showing steady but balanced cash generation.
Free Cash Flow
KeyCorp generates strong free cash flow of $1.35B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $1.30 in free cash annually.
FCF Yield
KEY-PJ converts 5.83% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
13.13
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.15
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.18
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.16
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.54
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.77
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.09
vs 25 benchmark
ROA
Return on assets percentage
0.010
vs 25 benchmark
ROCE
Return on capital employed
0.08
vs 25 benchmark
How KEY-PJ Stacks Against Its Sector Peers
| Metric | KEY-PJ Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 13.13 | 18.86 | Better (Cheaper) |
| ROE | 9.26% | 847.00% | Weak |
| Net Margin | 16.35% | 4202.00% | Weak |
| Debt/Equity | 0.54 | 0.91 | Strong (Low Leverage) |
| Current Ratio | 0.77 | 667.17 | Weak Liquidity |
| ROA | 0.99% | -21543.00% (disorted) | Weak |
KEY-PJ outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews KeyCorp's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
26.04%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
-109.80%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
-76.13%
Industry Style: Value, Dividend, Cyclical
Declining