KBC Group NV
KBC Group NV Fundamental Analysis
KBC Group NV (KBCSF) shows moderate financial fundamentals with a PE ratio of 13.55, profit margin of 15.23%, and ROE of 13.44%. The company generates $22.6B in annual revenue with weak year-over-year growth of -2.58%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 44.6/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze KBCSF's fundamental strength across five key dimensions:
Efficiency Score
WeakKBCSF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentKBCSF trades at attractive valuation levels.
Growth Score
WeakKBCSF faces weak or negative growth trends.
Financial Health Score
ModerateKBCSF shows balanced financial health with some risks.
Profitability Score
ModerateKBCSF maintains healthy but balanced margins.
Key Financial Metrics
Is KBCSF Expensive or Cheap?
P/E Ratio
KBCSF trades at 13.55 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, KBCSF's PEG of -4.64 indicates potential undervaluation.
Price to Book
The market values KBC Group NV at 1.73 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 10.68 times EBITDA. This signals the market has high growth expectations.
How Well Does KBCSF Make Money?
Net Profit Margin
For every $100 in sales, KBC Group NV keeps $15.23 as profit after all expenses.
Operating Margin
Core operations generate 19.54 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $13.44 in profit for every $100 of shareholder equity.
ROA
KBC Group NV generates $0.90 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
KBC Group NV produces operating cash flow of $4.35B, showing steady but balanced cash generation.
Free Cash Flow
KBC Group NV generates strong free cash flow of $3.01B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $7.59 in free cash annually.
FCF Yield
KBCSF converts 6.69% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
13.55
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-4.64
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.73
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.99
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.98
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.15
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.13
vs 25 benchmark
ROA
Return on assets percentage
0.009
vs 25 benchmark
ROCE
Return on capital employed
0.04
vs 25 benchmark
How KBCSF Stacks Against Its Sector Peers
| Metric | KBCSF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 13.55 | 18.73 | Better (Cheaper) |
| ROE | 13.44% | 847.00% | Weak |
| Net Margin | 15.23% | 2562.00% | Weak |
| Debt/Equity | 0.98 | 0.93 | Neutral |
| Current Ratio | 0.15 | 674.76 | Weak Liquidity |
| ROA | 0.90% | -21692.00% (disorted) | Weak |
KBCSF outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews KBC Group NV's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
49.69%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
42.69%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
516.00%
Industry Style: Value, Dividend, Cyclical
High Growth