Julius Bär Gruppe AG
Julius Bär Gruppe AG Fundamental Analysis
Julius Bär Gruppe AG (JBARF) shows moderate financial fundamentals with a PE ratio of 20.57, profit margin of 16.26%, and ROE of 10.94%. The company generates $3.7B in annual revenue with strong year-over-year growth of 20.30%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 76.8/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze JBARF's fundamental strength across five key dimensions:
Efficiency Score
WeakJBARF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentJBARF trades at attractive valuation levels.
Growth Score
ModerateJBARF shows steady but slowing expansion.
Financial Health Score
ModerateJBARF shows balanced financial health with some risks.
Profitability Score
ModerateJBARF maintains healthy but balanced margins.
Key Financial Metrics
Is JBARF Expensive or Cheap?
P/E Ratio
JBARF trades at 20.57 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, JBARF's PEG of -2.21 indicates potential undervaluation.
Price to Book
The market values Julius Bär Gruppe AG at 2.17 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 17.30 times EBITDA. This signals the market has high growth expectations.
How Well Does JBARF Make Money?
Net Profit Margin
For every $100 in sales, Julius Bär Gruppe AG keeps $16.26 as profit after all expenses.
Operating Margin
Core operations generate 21.51 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $10.94 in profit for every $100 of shareholder equity.
ROA
Julius Bär Gruppe AG generates $0.71 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Julius Bär Gruppe AG generates strong operating cash flow of $3.50B, reflecting robust business health.
Free Cash Flow
Julius Bär Gruppe AG generates strong free cash flow of $3.30B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $16.13 in free cash annually.
FCF Yield
JBARF converts 33.49% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
20.57
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-2.21
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.17
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.65
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
1.14
vs 25 benchmark
Current Ratio
Current assets to current liabilities
16.53
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.11
vs 25 benchmark
ROA
Return on assets percentage
0.007
vs 25 benchmark
ROCE
Return on capital employed
0.009
vs 25 benchmark
How JBARF Stacks Against Its Sector Peers
| Metric | JBARF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 20.57 | 18.80 | Neutral |
| ROE | 10.94% | 817.00% | Weak |
| Net Margin | 16.26% | -55.00% (disorted) | Strong |
| Debt/Equity | 1.14 | 1.03 | Neutral |
| Current Ratio | 16.53 | 661.52 | Strong Liquidity |
| ROA | 0.71% | -23757.00% (disorted) | Weak |
JBARF outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Julius Bär Gruppe AG's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
21.70%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
132.30%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
125.25%
Industry Style: Value, Dividend, Cyclical
High Growth