Investec Group
Investec Group Fundamental Analysis
Investec Group (IVTJF) shows moderate financial fundamentals with a PE ratio of 8.95, profit margin of 20.19%, and ROE of 14.35%. The company generates $2.5B in annual revenue with weak year-over-year growth of -15.10%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 38.6/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze IVTJF's fundamental strength across five key dimensions:
Efficiency Score
WeakIVTJF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentIVTJF trades at attractive valuation levels.
Growth Score
WeakIVTJF faces weak or negative growth trends.
Financial Health Score
ExcellentIVTJF maintains a strong and stable balance sheet.
Profitability Score
ModerateIVTJF maintains healthy but balanced margins.
Key Financial Metrics
Is IVTJF Expensive or Cheap?
P/E Ratio
IVTJF trades at 8.95 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, IVTJF's PEG of 1.15 indicates fair valuation.
Price to Book
The market values Investec Group at 1.65 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 13.51 times EBITDA. This signals the market has high growth expectations.
How Well Does IVTJF Make Money?
Net Profit Margin
For every $100 in sales, Investec Group keeps $20.19 as profit after all expenses.
Operating Margin
Core operations generate 42.84 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $14.35 in profit for every $100 of shareholder equity.
ROA
Investec Group generates $2.20 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Investec Group generates limited operating cash flow of $188.71M, signaling weaker underlying cash strength.
Free Cash Flow
Investec Group generates strong free cash flow of $464.12M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.54 in free cash annually.
FCF Yield
IVTJF converts 14.04% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
8.95
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.15
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.65
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.35
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.65
vs 25 benchmark
Current Ratio
Current assets to current liabilities
2.14
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.14
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.05
vs 25 benchmark
How IVTJF Stacks Against Its Sector Peers
| Metric | IVTJF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 8.95 | 18.76 | Better (Cheaper) |
| ROE | 14.35% | 815.00% | Weak |
| Net Margin | 20.19% | 1921.00% | Weak |
| Debt/Equity | 0.65 | 0.86 | Strong (Low Leverage) |
| Current Ratio | 2.14 | 637.78 | Strong Liquidity |
| ROA | 2.20% | -24778.00% (disorted) | Weak |
IVTJF outperforms its industry in 3 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Investec Group's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
12.51%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
96.67%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-231.93%
Industry Style: Value, Dividend, Cyclical
Declining