Innovative Payment Solutions, Inc.
Innovative Payment Solutions, Inc. Fundamental Analysis
Innovative Payment Solutions, Inc. (IPSI) shows weak financial fundamentals with a PE ratio of -0.06, profit margin of -22063.08%, and ROE of 1.69%. The company generates $0.0B in annual revenue with weak year-over-year growth of -1.00%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -1654789.8/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze IPSI's fundamental strength across five key dimensions:
Efficiency Score
WeakIPSI struggles to generate sufficient returns from assets.
Valuation Score
ExcellentIPSI trades at attractive valuation levels.
Growth Score
ModerateIPSI shows steady but slowing expansion.
Financial Health Score
ModerateIPSI shows balanced financial health with some risks.
Profitability Score
WeakIPSI struggles to sustain strong margins.
Key Financial Metrics
Is IPSI Expensive or Cheap?
P/E Ratio
IPSI trades at -0.06 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, IPSI's PEG of -0.00 indicates potential undervaluation.
Price to Book
The market values Innovative Payment Solutions, Inc. at -0.06 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 0.08 times EBITDA. This is generally considered low.
How Well Does IPSI Make Money?
Net Profit Margin
For every $100 in sales, Innovative Payment Solutions, Inc. keeps $-22063.08 as profit after all expenses.
Operating Margin
Core operations generate -620.77 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $1.69 in profit for every $100 of shareholder equity.
ROA
Innovative Payment Solutions, Inc. generates $-99.97 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Innovative Payment Solutions, Inc. generates limited operating cash flow of $-212.23K, signaling weaker underlying cash strength.
Free Cash Flow
Innovative Payment Solutions, Inc. generates weak or negative free cash flow of $-212.23K, restricting financial flexibility.
FCF Per Share
Each share generates $-0.00 in free cash annually.
FCF Yield
IPSI converts -5.41% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
-0.06
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.00
vs 25 benchmark
P/B Ratio
Price to book value ratio
-0.06
vs 25 benchmark
P/S Ratio
Price to sales ratio
1810.42
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
-0.14
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.009
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
1.69
vs 25 benchmark
ROA
Return on assets percentage
-99.97
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How IPSI Stacks Against Its Sector Peers
| Metric | IPSI Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | -0.06 | 34.43 | Better (Cheaper) |
| ROE | 169.12% | 1135.00% | Weak |
| Net Margin | -2206308.35% | -134808.00% (disorted) | Weak |
| Debt/Equity | -0.14 | 7.92 | Strong (Low Leverage) |
| Current Ratio | 0.01 | 5.77 | Weak Liquidity |
| ROA | -9996.67% | -310795.00% (disorted) | Weak |
IPSI outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Innovative Payment Solutions, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-100.00%
Industry Style: Growth, Innovation, High Beta
DecliningEPS CAGR
94.79%
Industry Style: Growth, Innovation, High Beta
High GrowthFCF CAGR
95.03%
Industry Style: Growth, Innovation, High Beta
High Growth