International Personal Finance plc
International Personal Finance plc (IPFPF) Financial Performance & Income Statement Overview
Analyze International Personal Finance plc (IPFPF) financial statements (income, balance sheet, and cash flow) across both yearly and quarterly periods.
International Personal Finance plc (IPFPF) Income Statement & Financial Overview
Analyze International Personal Finance plc’s IPFPF earnings with segmented quarterly and yearly financial statement figures.
| Metric | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|
| Revenue | $185.85M | $185.85M | $193.90M | $193.90M |
| Cost of Revenue | $32.15M | $32.15M | $40.10M | $40.10M |
| Gross Profit | $153.70M | $153.70M | $153.80M | $153.80M |
| Gross Profit Ratio | $0.83 | $0.83 | $0.79 | $0.79 |
| R&D Expenses | $0.00 | $0.00 | $0.00 | $0.00 |
| SG&A Expenses | $78.45M | $78.45M | $78.00M | $78.00M |
| Operating Expenses | $118.10M | $118.10M | $111.25M | $111.25M |
| Total Costs & Expenses | $150.25M | $150.25M | $151.35M | $151.35M |
| Interest Income | $17.35M | $17.35M | $19.50M | $0.00 |
| Interest Expense | $0.00 | $0.00 | $0.00 | $0.00 |
| Depreciation & Amortization | $1.60M | $1.60M | $1.65M | $1.65M |
| EBITDA | $42.60M | $42.60M | $44.20M | $44.20M |
| EBITDA Ratio | $0.23 | $0.23 | $0.23 | $0.23 |
| Operating Income | $41.00M | $41.00M | $42.55M | $42.55M |
| Operating Income Ratio | $0.22 | $0.22 | $0.22 | $0.22 |
| Other Income/Expenses (Net) | -$22.75M | -$22.75M | -$19.50M | -$19.50M |
| Income Before Tax | $18.25M | $18.25M | $23.05M | $23.05M |
| Income Before Tax Ratio | $0.10 | $0.10 | $0.12 | $0.12 |
| Income Tax Expense | $8.40M | $8.40M | $8.40M | $8.40M |
| Net Income | $9.85M | $9.85M | $14.65M | $14.65M |
| Net Income Ratio | $0.05 | $0.05 | $0.08 | $0.08 |
| EPS | $0.04 | $0.04 | $0.06 | $0.06 |
| Diluted EPS | $0.04 | $0.04 | $0.06 | $0.06 |
| Weighted Avg Shares Outstanding | $237.35M | $237.35M | $240.96M | $240.96M |
| Weighted Avg Shares Outstanding (Diluted) | $238.10M | $238.10M | $239.80M | $239.80M |
Over the last four quarters, International Personal Finance plc's revenue moved from $193.90M in Q3 2023 to $185.85M in Q2 2024. Operating income in Q2 2024 was $41.00M, with a strong operating margin of 22%. Despite fluctuations in R&D and SG&A expenses, EBITDA for International Personal Finance plc remained robust at $42.60M, reflecting operational efficiency. Net income rose to $9.85M, with an EPS of $0.04. Disciplined expense management helped sustain profitability, highlighting solid overall financial performance.
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