International General Insurance Holdings Ltd.
International General Insurance Holdings Ltd. Fundamental Analysis
International General Insurance Holdings Ltd. (IGICW) shows moderate financial fundamentals with a PE ratio of 9.31, profit margin of 23.85%, and ROE of 18.84%. The company generates N/A in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 75.9/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze IGICW's fundamental strength across five key dimensions:
Efficiency Score
WeakIGICW struggles to generate sufficient returns from assets.
Valuation Score
ExcellentIGICW trades at attractive valuation levels.
Growth Score
WeakIGICW faces weak or negative growth trends.
Financial Health Score
ExcellentIGICW maintains a strong and stable balance sheet.
Profitability Score
ModerateIGICW maintains healthy but balanced margins.
Key Financial Metrics
Is IGICW Expensive or Cheap?
P/E Ratio
IGICW trades at 9.31 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, IGICW's PEG of -25.50 indicates potential undervaluation.
Price to Book
The market values International General Insurance Holdings Ltd. at 1.69 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 10.80 times EBITDA. This signals the market has high growth expectations.
How Well Does IGICW Make Money?
Net Profit Margin
For every $100 in sales, International General Insurance Holdings Ltd. keeps $23.85 as profit after all expenses.
Operating Margin
Core operations generate 23.32 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $18.84 in profit for every $100 of shareholder equity.
ROA
International General Insurance Holdings Ltd. generates $5.89 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
IGICW converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
9.31
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-25.50
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.69
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.15
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.38
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.19
vs 25 benchmark
ROA
Return on assets percentage
0.06
vs 25 benchmark
ROCE
Return on capital employed
0.17
vs 25 benchmark
How IGICW Stacks Against Its Sector Peers
| Metric | IGICW Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 9.31 | 18.86 | Better (Cheaper) |
| ROE | 18.84% | 847.00% | Weak |
| Net Margin | 23.85% | 4202.00% | Weak |
| Debt/Equity | 0.00 | 0.91 | Strong (Low Leverage) |
| Current Ratio | 1.38 | 667.17 | Neutral |
| ROA | 5.89% | -21543.00% (disorted) | Weak |
IGICW outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews International General Insurance Holdings Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical