IDBI Bank Limited
IDBI Bank Limited Fundamental Analysis
IDBI Bank Limited (IDBI.BO) shows moderate financial fundamentals with a PE ratio of 13.09, profit margin of 27.82%, and ROE of 14.77%. The company generates $334.0B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 57.9/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze IDBI.BO's fundamental strength across five key dimensions:
Efficiency Score
WeakIDBI.BO struggles to generate sufficient returns from assets.
Valuation Score
ModerateIDBI.BO shows balanced valuation metrics.
Growth Score
ModerateIDBI.BO shows steady but slowing expansion.
Financial Health Score
ModerateIDBI.BO shows balanced financial health with some risks.
Profitability Score
WeakIDBI.BO struggles to sustain strong margins.
Key Financial Metrics
Is IDBI.BO Expensive or Cheap?
P/E Ratio
IDBI.BO trades at 13.09 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, IDBI.BO's PEG of 113.00 indicates potential overvaluation.
Price to Book
The market values IDBI Bank Limited at 1.75 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 14.13 times EBITDA. This signals the market has high growth expectations.
How Well Does IDBI.BO Make Money?
Net Profit Margin
For every $100 in sales, IDBI Bank Limited keeps $27.82 as profit after all expenses.
Operating Margin
Core operations generate 26.21 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $14.77 in profit for every $100 of shareholder equity.
ROA
IDBI Bank Limited generates $2.19 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
IDBI Bank Limited generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
IDBI Bank Limited generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
IDBI.BO converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
13.09
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
113.00
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.75
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.64
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.39
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.10
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.15
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.08
vs 25 benchmark
How IDBI.BO Stacks Against Its Sector Peers
| Metric | IDBI.BO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 13.09 | 18.79 | Better (Cheaper) |
| ROE | 14.77% | 849.00% | Weak |
| Net Margin | 27.82% | 2879.00% | Weak |
| Debt/Equity | 0.39 | 0.93 | Strong (Low Leverage) |
| Current Ratio | 0.10 | 675.77 | Weak Liquidity |
| ROA | 2.19% | -20989.00% (disorted) | Weak |
IDBI.BO outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews IDBI Bank Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical