Intermediate Capital Group plc
Intermediate Capital Group plc Fundamental Analysis
Intermediate Capital Group plc (ICGUF) shows strong financial fundamentals with a PE ratio of 10.09, profit margin of 53.54%, and ROE of 23.34%. The company generates $0.8B in annual revenue with strong year-over-year growth of 63.89%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 85.1/100 based on profitability, valuation, growth, and balance sheet metrics. The B+ grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze ICGUF's fundamental strength across five key dimensions:
Efficiency Score
WeakICGUF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentICGUF trades at attractive valuation levels.
Growth Score
ExcellentICGUF delivers strong and consistent growth momentum.
Financial Health Score
ExcellentICGUF maintains a strong and stable balance sheet.
Profitability Score
ExcellentICGUF achieves industry-leading margins.
Key Financial Metrics
Is ICGUF Expensive or Cheap?
P/E Ratio
ICGUF trades at 10.09 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, ICGUF's PEG of 0.45 indicates potential undervaluation.
Price to Book
The market values Intermediate Capital Group plc at 2.30 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 15.16 times EBITDA. This signals the market has high growth expectations.
How Well Does ICGUF Make Money?
Net Profit Margin
For every $100 in sales, Intermediate Capital Group plc keeps $53.54 as profit after all expenses.
Operating Margin
Core operations generate 64.56 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $23.34 in profit for every $100 of shareholder equity.
ROA
Intermediate Capital Group plc generates $5.99 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Intermediate Capital Group plc generates limited operating cash flow of $25.47M, signaling weaker underlying cash strength.
Free Cash Flow
Intermediate Capital Group plc generates weak or negative free cash flow of $25.17M, restricting financial flexibility.
FCF Per Share
Each share generates $0.09 in free cash annually.
FCF Yield
ICGUF converts 0.74% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
10.09
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.45
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.30
vs 25 benchmark
P/S Ratio
Price to sales ratio
4.07
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
3.67
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.23
vs 25 benchmark
ROA
Return on assets percentage
0.06
vs 25 benchmark
ROCE
Return on capital employed
0.08
vs 25 benchmark
How ICGUF Stacks Against Its Sector Peers
| Metric | ICGUF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 10.09 | 18.50 | Better (Cheaper) |
| ROE | 23.34% | 809.00% | Weak |
| Net Margin | 53.54% | 2211.00% | Weak |
| Debt/Equity | 0.00 | 0.90 | Strong (Low Leverage) |
| Current Ratio | 3.67 | 691.82 | Strong Liquidity |
| ROA | 5.99% | -24320.00% (disorted) | Weak |
ICGUF outperforms its industry in 3 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Intermediate Capital Group plc's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
357.98%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
160.83%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
188.55%
Industry Style: Value, Dividend, Cyclical
High Growth