IBC Capital Finance II, 8.25% Cumul Trust Preferred Securities
IBC Capital Finance II, 8.25% Cumul Trust Preferred Securities Fundamental Analysis
IBC Capital Finance II, 8.25% Cumul Trust Preferred Securities (IBCPO) shows moderate financial fundamentals with a PE ratio of 12.30, profit margin of 37.88%, and ROE of 13.48%. The company generates N/A in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 70.8/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze IBCPO's fundamental strength across five key dimensions:
Efficiency Score
WeakIBCPO struggles to generate sufficient returns from assets.
Valuation Score
ExcellentIBCPO trades at attractive valuation levels.
Growth Score
WeakIBCPO faces weak or negative growth trends.
Financial Health Score
ExcellentIBCPO maintains a strong and stable balance sheet.
Profitability Score
WeakIBCPO struggles to sustain strong margins.
Key Financial Metrics
Is IBCPO Expensive or Cheap?
P/E Ratio
IBCPO trades at 12.30 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, IBCPO's PEG of 0.12 indicates potential undervaluation.
Price to Book
The market values IBC Capital Finance II, 8.25% Cumul Trust Preferred Securities at 1.63 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -0.42 times EBITDA. This is generally considered low.
How Well Does IBCPO Make Money?
Net Profit Margin
For every $100 in sales, IBC Capital Finance II, 8.25% Cumul Trust Preferred Securities keeps $37.88 as profit after all expenses.
Operating Margin
Core operations generate 47.12 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $13.48 in profit for every $100 of shareholder equity.
ROA
IBC Capital Finance II, 8.25% Cumul Trust Preferred Securities generates $1.30 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
FCF Per Share
Each share generates $1.27 in free cash annually.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
12.30
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.12
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.63
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.00
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.29
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.85
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.13
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How IBCPO Stacks Against Its Sector Peers
| Metric | IBCPO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 12.30 | 18.56 | Better (Cheaper) |
| ROE | 13.48% | 828.00% | Weak |
| Net Margin | 37.88% | 2518.00% | Weak |
| Debt/Equity | 0.29 | 1.00 | Strong (Low Leverage) |
| Current Ratio | 1.85 | 663.54 | Neutral |
| ROA | 1.30% | -21156.00% (disorted) | Weak |
IBCPO outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews IBC Capital Finance II, 8.25% Cumul Trust Preferred Securities's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical