Heartland Financial USA, Inc. (HTLF) Comparison with companies in other sectors?

Heartland Financial USA, Inc. has a share price of 42.90M. You can analyze Heartland Financial USA, Inc. (HTLF) competitors across different market sectors through stock heatmaps.

What are HTLF's NET and operating margins?

Heartland Financial USA, Inc. (HTLF) operating margin is around 0.18, and net profit margin is approximately 0.21 as of the latest reports.

In what way does HTLF's earnings per share (EPS) trend reflect its financial momentum?

Heartland Financial USA, Inc. (HTLF) EPS is 1.78 (If EPS value is positive, then “signals consistent profit growth” if Negative then “signals consistent loss”). This metric is also critical in assessing valuation metrics like the P/E ratio for Heartland Financial USA, Inc. is 36.33, and the company’s ability to reinvest or distribute profits.

What does a high ROE mean for Heartland Financial USA, Inc.?

A high ROE suggests efficient use of shareholder equity to generate profit. It often signals strong management and profitability.

How do I know if AAPL is overvalued or undervalued?

Check valuation ratios for Heartland Financial USA, Inc. like P/E which is 18.52, P/B which is 1.35, and PEG which is 0.91. Compare them with sector averages to evaluate if the stock is priced fairly.

Heartland Financial USA, Inc.

HTLF•NASDAQ

Financial Services

Banks - Regional

$64.67

$-1.43(-2.16%)

Heartland Financial USA, Inc. (HTLF) Fundamental Analysis: Financial Health, Valuation, and Key Ratios

Dive into Apple Inc.’s fundamentals including valuation ratios, profitability, efficiency metrics, and financial health. Use this data to assess long-term investment quality and compare it with sector benchmarks.

EPS (TTM)

$1.78

P/E Ratio

36.33

ROE

0.08%

Net Margin

0.21%

Key Financial Metrices

Valuation Metrics

4 metrics

Market CapTotal market value of outstanding shares

$2.77B

Shares OutstandingTotal number of shares issued

$42.90M

Book Value/ShareNet worth per share

$48.04

Revenue/ShareAnnual revenue per share

$16.83

Profitability Metrics

6 metrics

EPS (TTM)Earnings per share trailing twelve months

$1.78

Net MarginNet income as percentage of revenue

20.76%

Operating MarginOperating income as percentage of revenue

17.72%

ROEReturn on shareholders' equity

7.59%

ROAReturn on total assets

0.85%

ROCEReturn on capital employed

0.97%

Cash Flow Metrics

3 metrics

Free Cash Flow/ShareCash generated per share after capex

$6.90

Cash/ShareCash and equivalents per share

$13.21

FCF YieldFree cash flow as percentage of market cap

11.08%

Dividend Metrics

2 metrics

Dividend/ShareAnnual dividend payment per share

$0.90

Dividend YieldAnnual dividend as percentage of stock price

1.39%

Financial Ratios Analysis data is not available for HTLFFinancial Ratios Analysis details for HTLF are currently unavailable. We're actively monitoring for updates and will publish them as soon as they’re released. Please check back again shortly.

Sector Benchmarking data is not available for HTLFSector Benchmarking details for HTLF are currently unavailable. We're actively monitoring for updates and will publish them as soon as they’re released. Please check back again shortly.

Understanding Fundamental Analysis for Heartland Financial USA, Inc. Investment Decisions

What is Fundamental Analysis?

Fundamental analysis is a method used to assess the intrinsic value of Heartland Financial USA, Inc.. Using financial reports, management structure, competitive position, and market environment, investors can determine whether the stock is undervalued or overvalued. This analysis helps investors like you make more informed investment decisions, taking into account Heartland Financial USA, Inc.'s unique business strengths and challenges.

Key Financial Metrics for Heartland Financial USA, Inc.

For Heartland Financial USA, Inc., essential financial indicators include EPS 1.78, PE 36.33, and ROE 0.08. These key ratios reveal insights into Heartland Financial USA, Inc.'s profitability, valuation, and operational health. Understanding these metrics enables you to compare Heartland Financial USA, Inc. with its industry peers and decide whether it presents a viable investment opportunity.

Profitability and Operational Efficiency of Heartland Financial USA, Inc.

Metrics like Net Margin 20.76% and ROA 0.85% shed light on how well Heartland Financial USA, Inc. is generating profits. A high profitability ratio often indicates strong management and a solid business model, which are essential for long-term growth. These metrics are crucial in assessing whether Heartland Financial USA, Inc. can sustain its operations and continue growing in the future.

Valuation and Market Position of Heartland Financial USA, Inc.

Using ratios such as P/B Ratio 1.35 and PEG Ratio 0.91, investors can assess whether Heartland Financial USA, Inc. is appropriately valued based on its financials and growth potential. These figures, combined with Heartland Financial USA, Inc.'s market capitalization, give insight into its competitive positioning and investor expectations, helping you make informed decisions on pricing and value.

Financial Health and Risk Assessment for Heartland Financial USA, Inc.

Financial health indicators, such as Debt/Equity Ratio 0.11 and Cash Flow $6.90, provide a snapshot of Heartland Financial USA, Inc.'s ability to meet financial obligations and handle economic setbacks. A company with a strong balance sheet and solid cash flow, like Heartland Financial USA, Inc., is more likely to weather financial storms, making it a safer investment.

Long-Term Investment Strategy for Heartland Financial USA, Inc.

Investing in Heartland Financial USA, Inc. based on fundamental analysis emphasizes long-term business growth rather than short-term market trends. Investors looking at Heartland Financial USA, Inc. focus on its solid financial performance, industry standing, and competitive advantages, all of which suggest sustainable growth and the potential for steady returns over time.

Fundamental Analysis FAQ

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