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Hanmi Financial Corporation

HAFCNASDAQ
Financial Services
Banks - Regional
$24.95
$1.32(5.59%)

Hanmi Financial Corporation (HAFC) Financial Performance & Income Statement Overview

Analyze Hanmi Financial Corporation (HAFC) financial statements (income, balance sheet, and cash flow) across both yearly and quarterly periods.

Revenue Growth
8.03%
8.03%
Operating Income Growth
-22.67%
22.67%
Net Income Growth
-22.29%
22.29%
Operating Cash Flow Growth
-49.96%
49.96%
Operating Margin
21.47%
21.47%
Gross Margin
40.56%
40.56%
Net Profit Margin
15.12%
15.12%
ROE
8.77%
8.77%
ROIC
1.18%
1.18%

Hanmi Financial Corporation (HAFC) Income Statement & Financial Overview

Access detailed annual and quarterly income data for Hanmi Financial Corporation HAFC financial performance.

MetricQ1 2025Q4 2024Q3 2024Q2 2024
Revenue$106.98M$107.47M$108.00M$106.72M
Cost of Revenue$46.89M$47.61M$52.65M$51.001M
Gross Profit$60.10M$59.86M$55.34M$55.72M
Gross Profit Ratio$0.56$0.56$0.51$0.52
R&D Expenses$0.00$0.00$0.00$0.00
SG&A Expenses$21.56M$21.32M$21.48M$21.10M
Operating Expenses$34.98M$34.53M$34.22M$35.28M
Total Costs & Expenses$81.87M$82.14M$86.87M$86.28M
Interest Income$98.90M$99.75M$100.06M$98.30M
Interest Expense$44.16M$46.66M$50.37M$50.04M
Depreciation & Amortization$1.59M$1.62M$1.63M$1.61M
EBITDA$26.70M$26.94M$22.76M$22.05M
EBITDA Ratio$0.25$0.25$0.21$0.21
Operating Income$25.11M$25.33M$21.12M$20.44M
Operating Income Ratio$0.23$0.24$0.20$0.19
Other Income/Expenses (Net)$0.00$0.00$0.00$0.00
Income Before Tax$25.11M$25.33M$21.12M$20.44M
Income Before Tax Ratio$0.23$0.24$0.20$0.19
Income Tax Expense$7.44M$7.63M$6.23M$5.99M
Net Income$17.67M$17.70M$14.89M$14.45M
Net Income Ratio$0.17$0.16$0.14$0.14
EPS$0.59$0.59$0.49$0.48
Diluted EPS$0.58$0.58$0.49$0.48
Weighted Avg Shares Outstanding$29.94M$29.93M$29.97M$30.06M
Weighted Avg Shares Outstanding (Diluted)$30.06M$30.01M$30.03M$30.13M

The company's financials show resilient growth, with revenue advancing from $106.72M in Q2 2024 to $106.98M in Q1 2025. Gross profit remained healthy with margins at 56% in Q1 2025 compared to 52% in Q2 2024. Operating income hit $25.11M last quarter, sustaining a consistent 23% margin. Changes in R&D and SG&A spending did not hinder EBITDA, which stood at $26.70M. Net income dropped to $17.67M, while earnings per share reached $0.59. Strong cost management and operational efficiency kept profitability intact, underlining the company's stable and competitive market performance.

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