Graubündner Kantonalbank
Graubündner Kantonalbank Fundamental Analysis
Graubündner Kantonalbank (GRKP.SW) shows moderate financial fundamentals with a PE ratio of 25.53, profit margin of 38.08%, and ROE of 7.36%. The company generates $0.2B in annual revenue with moderate year-over-year growth of 5.47%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 52.8/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze GRKP.SW's fundamental strength across five key dimensions:
Efficiency Score
WeakGRKP.SW struggles to generate sufficient returns from assets.
Valuation Score
WeakGRKP.SW trades at a premium to fair value.
Growth Score
ModerateGRKP.SW shows steady but slowing expansion.
Financial Health Score
ModerateGRKP.SW shows balanced financial health with some risks.
Profitability Score
ModerateGRKP.SW maintains healthy but balanced margins.
Key Financial Metrics
Is GRKP.SW Expensive or Cheap?
P/E Ratio
GRKP.SW trades at 25.53 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, GRKP.SW's PEG of 3.74 indicates potential overvaluation.
Price to Book
The market values Graubündner Kantonalbank at 1.86 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -7.22 times EBITDA. This is generally considered low.
How Well Does GRKP.SW Make Money?
Net Profit Margin
For every $100 in sales, Graubündner Kantonalbank keeps $38.08 as profit after all expenses.
Operating Margin
Core operations generate 40.76 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $7.36 in profit for every $100 of shareholder equity.
ROA
Graubündner Kantonalbank generates $0.60 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Graubündner Kantonalbank produces operating cash flow of $40.50M, showing steady but balanced cash generation.
Free Cash Flow
Graubündner Kantonalbank generates strong free cash flow of $31.07M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $41.96 in free cash annually.
FCF Yield
GRKP.SW converts 6.35% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
25.53
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
3.74
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.86
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.89
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
3.92
vs 25 benchmark
Current Ratio
Current assets to current liabilities
3.85
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.07
vs 25 benchmark
ROA
Return on assets percentage
0.006
vs 25 benchmark
ROCE
Return on capital employed
0.007
vs 25 benchmark
How GRKP.SW Stacks Against Its Sector Peers
| Metric | GRKP.SW Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 25.53 | 18.66 | Worse (Expensive) |
| ROE | 7.36% | 806.00% | Weak |
| Net Margin | 38.08% | -436.00% (disorted) | Strong |
| Debt/Equity | 3.92 | 1.00 | Weak (High Leverage) |
| Current Ratio | 3.85 | 662.02 | Strong Liquidity |
| ROA | 0.60% | -24578.00% (disorted) | Weak |
GRKP.SW outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Graubündner Kantonalbank's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
25.52%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
25.07%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
262.28%
Industry Style: Value, Dividend, Cyclical
High Growth