Glarner Kantonalbank
Glarner Kantonalbank Fundamental Analysis
Glarner Kantonalbank (GLKBN.SW) shows moderate financial fundamentals with a PE ratio of 21.05, profit margin of 23.11%, and ROE of 3.58%. The company generates $0.1B in annual revenue with weak year-over-year growth of -3.08%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 17.0/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze GLKBN.SW's fundamental strength across five key dimensions:
Efficiency Score
WeakGLKBN.SW struggles to generate sufficient returns from assets.
Valuation Score
ExcellentGLKBN.SW trades at attractive valuation levels.
Growth Score
WeakGLKBN.SW faces weak or negative growth trends.
Financial Health Score
WeakGLKBN.SW carries high financial risk with limited liquidity.
Profitability Score
WeakGLKBN.SW struggles to sustain strong margins.
Key Financial Metrics
Is GLKBN.SW Expensive or Cheap?
P/E Ratio
GLKBN.SW trades at 21.05 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, GLKBN.SW's PEG of -3.58 indicates potential undervaluation.
Price to Book
The market values Glarner Kantonalbank at 0.76 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 0.00 times EBITDA. This is generally considered low.
How Well Does GLKBN.SW Make Money?
Net Profit Margin
For every $100 in sales, Glarner Kantonalbank keeps $23.11 as profit after all expenses.
Operating Margin
Core operations generate 27.73 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $3.58 in profit for every $100 of shareholder equity.
ROA
Glarner Kantonalbank generates $0.17 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Glarner Kantonalbank generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Glarner Kantonalbank generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
GLKBN.SW converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
21.05
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-3.58
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.76
vs 25 benchmark
P/S Ratio
Price to sales ratio
4.87
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
6.73
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.29
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.04
vs 25 benchmark
ROA
Return on assets percentage
0.002
vs 25 benchmark
ROCE
Return on capital employed
0.005
vs 25 benchmark
How GLKBN.SW Stacks Against Its Sector Peers
| Metric | GLKBN.SW Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 21.05 | 18.66 | Worse (Expensive) |
| ROE | 3.58% | 806.00% | Weak |
| Net Margin | 23.11% | -436.00% (disorted) | Strong |
| Debt/Equity | 6.73 | 1.00 | Weak (High Leverage) |
| Current Ratio | 0.29 | 662.02 | Weak Liquidity |
| ROA | 0.17% | -24578.00% (disorted) | Weak |
GLKBN.SW outperforms its industry in 1 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Glarner Kantonalbank's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-0.87%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
-17.84%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
-86.11%
Industry Style: Value, Dividend, Cyclical
Declining