Globe Life Inc. 4.25% Junior Su
Globe Life Inc. 4.25% Junior Su Fundamental Analysis
Globe Life Inc. 4.25% Junior Su (GL-PD) shows strong financial fundamentals with a PE ratio of 10.06, profit margin of 19.36%, and ROE of 21.27%. The company generates $49.3B in annual revenue with moderate year-over-year growth of 6.07%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 70.8/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze GL-PD's fundamental strength across five key dimensions:
Efficiency Score
WeakGL-PD struggles to generate sufficient returns from assets.
Valuation Score
ModerateGL-PD shows balanced valuation metrics.
Growth Score
ExcellentGL-PD delivers strong and consistent growth momentum.
Financial Health Score
ModerateGL-PD shows balanced financial health with some risks.
Profitability Score
ExcellentGL-PD achieves industry-leading margins.
Key Financial Metrics
Is GL-PD Expensive or Cheap?
P/E Ratio
GL-PD trades at 10.06 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, GL-PD's PEG of 4.54 indicates potential overvaluation.
Price to Book
The market values Globe Life Inc. 4.25% Junior Su at 2.05 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 5.71 times EBITDA. This is generally considered low.
How Well Does GL-PD Make Money?
Net Profit Margin
For every $100 in sales, Globe Life Inc. 4.25% Junior Su keeps $19.36 as profit after all expenses.
Operating Margin
Core operations generate 24.38 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $21.27 in profit for every $100 of shareholder equity.
ROA
Globe Life Inc. 4.25% Junior Su generates $3.80 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Globe Life Inc. 4.25% Junior Su produces operating cash flow of $8.59B, showing steady but balanced cash generation.
Free Cash Flow
Globe Life Inc. 4.25% Junior Su generates strong free cash flow of $7.59B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $11.43 in free cash annually.
FCF Yield
GL-PD converts 8.03% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
10.06
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
4.54
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.05
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.92
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.48
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.21
vs 25 benchmark
ROA
Return on assets percentage
0.04
vs 25 benchmark
ROCE
Return on capital employed
0.05
vs 25 benchmark
How GL-PD Stacks Against Its Sector Peers
| Metric | GL-PD Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 10.06 | 18.86 | Better (Cheaper) |
| ROE | 21.27% | 847.00% | Weak |
| Net Margin | 19.36% | 4202.00% | Weak |
| Debt/Equity | 0.48 | 0.91 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 667.17 | Weak Liquidity |
| ROA | 3.80% | -21543.00% (disorted) | Weak |
GL-PD outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Globe Life Inc. 4.25% Junior Su's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
65.94%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
83.00%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
33.70%
Industry Style: Value, Dividend, Cyclical
High Growth