Finbar Group Limited
Finbar Group Limited Fundamental Analysis
Finbar Group Limited (FRI.AX) shows moderate financial fundamentals with a PE ratio of 13.88, profit margin of 8.85%, and ROE of 6.19%. The company generates $0.2B in annual revenue with strong year-over-year growth of 52.82%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 61.9/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze FRI.AX's fundamental strength across five key dimensions:
Efficiency Score
WeakFRI.AX struggles to generate sufficient returns from assets.
Valuation Score
ExcellentFRI.AX trades at attractive valuation levels.
Growth Score
ModerateFRI.AX shows steady but slowing expansion.
Financial Health Score
ExcellentFRI.AX maintains a strong and stable balance sheet.
Profitability Score
WeakFRI.AX struggles to sustain strong margins.
Key Financial Metrics
Is FRI.AX Expensive or Cheap?
P/E Ratio
FRI.AX trades at 13.88 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, FRI.AX's PEG of 1.63 indicates fair valuation.
Price to Book
The market values Finbar Group Limited at 0.85 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 12.37 times EBITDA. This signals the market has high growth expectations.
How Well Does FRI.AX Make Money?
Net Profit Margin
For every $100 in sales, Finbar Group Limited keeps $8.85 as profit after all expenses.
Operating Margin
Core operations generate 13.97 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $6.19 in profit for every $100 of shareholder equity.
ROA
Finbar Group Limited generates $4.74 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Finbar Group Limited generates strong operating cash flow of $46.83M, reflecting robust business health.
Free Cash Flow
Finbar Group Limited generates strong free cash flow of $46.82M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.17 in free cash annually.
FCF Yield
FRI.AX converts 21.64% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
13.88
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.63
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.85
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.23
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.12
vs 25 benchmark
Current Ratio
Current assets to current liabilities
7.71
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.06
vs 25 benchmark
ROA
Return on assets percentage
0.05
vs 25 benchmark
ROCE
Return on capital employed
0.08
vs 25 benchmark
How FRI.AX Stacks Against Its Sector Peers
| Metric | FRI.AX Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 13.88 | 22.46 | Better (Cheaper) |
| ROE | 6.19% | 681.00% | Weak |
| Net Margin | 8.85% | -37308.00% (disorted) | Weak |
| Debt/Equity | 0.12 | -20.87 (disorted) | Distorted |
| Current Ratio | 7.71 | 1953.63 | Strong Liquidity |
| ROA | 4.74% | -1226.00% (disorted) | Weak |
FRI.AX outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Finbar Group Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
85.95%
Industry Style: Income, Inflation Hedge, REIT
High GrowthEPS CAGR
116.91%
Industry Style: Income, Inflation Hedge, REIT
High GrowthFCF CAGR
578.18%
Industry Style: Income, Inflation Hedge, REIT
High Growth