Loading...

F.N.B. Corporation

FNBNYSE
Financial Services
Banks - Regional
$16.48
$0.64(4.07%)

F.N.B. Corporation (FNB) Financial Performance & Income Statement Overview

Access detailed quarterly and annual financial reports for F.N.B. Corporation (FNB), covering cash flow, earnings, and balance sheets.

Revenue Growth
15.31%
15.31%
Operating Income Growth
-4.97%
4.97%
Net Income Growth
-4.12%
4.12%
Operating Cash Flow Growth
51.77%
51.77%
Operating Margin
21.27%
21.27%
Gross Margin
59.15%
59.15%
Net Profit Margin
17.88%
17.88%
ROE
7.33%
7.33%
ROIC
4.64%
4.64%

F.N.B. Corporation (FNB) Income Statement & Financial Overview

View the income breakdown for F.N.B. Corporation FNB across both annual and quarterly reports.

MetricQ1 2025Q4 2024Q3 2024Q2 2024
Revenue$647.20M$620.00M$672.00M$645.11M
Cost of Revenue$253.00M$270.00M$283.00M$261.00M
Gross Profit$394.00M$347.30M$389.00M$384.00M
Gross Profit Ratio$0.61$0.56$0.58$0.60
R&D Expenses$0.00$0.00$0.00$0.00
SG&A Expenses$148.00M$142.00M$142.00M$135.00M
Operating Expenses$246.00M$248.00M$249.00M$227.00M
Total Costs & Expenses$499.89M$518.00M$532.00M$488.10M
Interest Income$559.00M$569.00M$583.00M$557.00M
Interest Expense$236.00M$247.00M$260.00M$241.00M
Depreciation & Amortization$18.00M$18.00M$17.00M$18.00M
EBITDA$166.00M$120.00M$157.00M$175.00M
EBITDA Ratio$0.26$0.19$0.23$0.27
Operating Income$147.31M$102.00M$140.00M$157.00M
Operating Income Ratio$0.23$0.16$0.21$0.24
Other Income/Expenses (Net)$0.00$0.00$0.00$0.00
Income Before Tax$147.31M$102.00M$140.00M$157.01M
Income Before Tax Ratio$0.23$0.16$0.21$0.24
Income Tax Expense$30.80M-$8.00M$30.00M$33.97M
Net Income$116.52M$110.00M$110.00M$123.00M
Net Income Ratio$0.18$0.18$0.16$0.19
EPS$0.32$0.30$0.30$0.34
Diluted EPS$0.32$0.30$0.30$0.34
Weighted Avg Shares Outstanding$364.11M$366.20M$361.27M$361.25M
Weighted Avg Shares Outstanding (Diluted)$364.11M$366.20M$362.43M$362.70M

The company's financials show resilient growth, with revenue advancing from $645.11M in Q2 2024 to $647.20M in Q1 2025. Gross profit remained healthy with margins at 61% in Q1 2025 compared to 60% in Q2 2024. Operating income hit $147.31M last quarter, sustaining a consistent 23% margin. Changes in R&D and SG&A spending did not hinder EBITDA, which stood at $166.00M. Net income rose to $116.52M, while earnings per share reached $0.32. Strong cost management and operational efficiency kept profitability intact, underlining the company's stable and competitive market performance.

Unlock 25+ Years of Financial Data

Get access to extended historical data, advanced metrics, and more with our premium plan

Frequently Asked Questions

;