Flagstar Financial, Inc.
Flagstar Financial, Inc. (FLG) Financial Performance & Income Statement Overview
View comprehensive annual and quarterly summaries for Flagstar Financial, Inc. (FLG), featuring income statements, balance sheets, and cash flow data.
Flagstar Financial, Inc. (FLG) Income Statement & Financial Overview
View the income breakdown for Flagstar Financial, Inc. FLG across both annual and quarterly reports.
| Metric | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|
| Revenue | $1.24B | $1.43B | $1.65B | $1.66B |
| Cost of Revenue | $833.00M | $1.04B | $1.27B | $1.38B |
| Gross Profit | $411.00M | $391.00M | $381.00M | $281.00M |
| Gross Profit Ratio | $0.33 | $0.27 | $0.23 | $0.17 |
| R&D Expenses | $0.00 | $0.00 | $0.00 | $0.00 |
| SG&A Expenses | $441.00M | $628.00M | $602.00M | $586.00M |
| Operating Expenses | $532.00M | $629.00M | $716.00M | $705.00M |
| Total Costs & Expenses | $1.36B | $1.67B | $1.98B | $2.09B |
| Interest Income | $1.16B | $1.36B | $1.53B | $1.55B |
| Interest Expense | $754.00M | $897.00M | $1.02B | $991.00M |
| Depreciation & Amortization | $39.00M | $45.00M | $49.00M | $44.00M |
| EBITDA | -$82.00M | -$193.00M | -$286.00M | -$380.00M |
| EBITDA Ratio | -$0.07 | -$0.13 | -$0.17 | -$0.23 |
| Operating Income | -$121.00M | -$238.00M | -$335.00M | -$424.00M |
| Operating Income Ratio | -$0.10 | -$0.17 | -$0.20 | -$0.26 |
| Other Income/Expenses (Net) | $0.00 | $0.00 | $0.00 | $0.00 |
| Income Before Tax | -$121.00M | -$238.00M | -$335.00M | -$424.00M |
| Income Before Tax Ratio | -$0.10 | -$0.17 | -$0.20 | -$0.26 |
| Income Tax Expense | -$21.00M | -$50.00M | -$55.00M | -$101.00M |
| Net Income | -$100.00M | -$188.00M | -$280.00M | -$323.00M |
| Net Income Ratio | -$0.08 | -$0.13 | -$0.17 | -$0.19 |
| EPS | -$0.26 | -$0.55 | -$0.79 | -$1.14 |
| Diluted EPS | -$0.26 | -$0.54 | -$0.79 | -$1.14 |
| Weighted Avg Shares Outstanding | $414.82M | $343.49M | $366.64M | $293.12M |
| Weighted Avg Shares Outstanding (Diluted) | $414.82M | $348.68M | $366.64M | $293.12M |
Over the past four quarters, Flagstar Financial, Inc. demonstrated steady revenue growth, increasing from $1.66B in Q2 2024 to $1.24B in Q1 2025. Operating income reached -$121.00M in Q1 2025, maintaining a consistent -10% margin over recent quarters. Despite fluctuations in R&D and SG&A expenses, EBITDA remained robust at -$82.00M, reflecting operational efficiency. Net income rose to -$100.00M, with EPS at -$0.26. Disciplined expense management helped sustain profitability, highlighting solid overall financial performance.
Unlock 25+ Years of Financial Data
Get access to extended historical data, advanced metrics, and more with our premium plan