Five-Star Business Finance Limited
Five-Star Business Finance Limited Fundamental Analysis
Five-Star Business Finance Limited (FIVESTAR.BO) shows strong financial fundamentals with a PE ratio of 11.32, profit margin of 36.46%, and ROE of 17.64%. The company generates $30.4B in annual revenue with strong year-over-year growth of 30.19%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 60.3/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze FIVESTAR.BO's fundamental strength across five key dimensions:
Efficiency Score
WeakFIVESTAR.BO struggles to generate sufficient returns from assets.
Valuation Score
ModerateFIVESTAR.BO shows balanced valuation metrics.
Growth Score
ExcellentFIVESTAR.BO delivers strong and consistent growth momentum.
Financial Health Score
WeakFIVESTAR.BO carries high financial risk with limited liquidity.
Profitability Score
ModerateFIVESTAR.BO maintains healthy but balanced margins.
Key Financial Metrics
Is FIVESTAR.BO Expensive or Cheap?
P/E Ratio
FIVESTAR.BO trades at 11.32 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, FIVESTAR.BO's PEG of 85.16 indicates potential overvaluation.
Price to Book
The market values Five-Star Business Finance Limited at 1.84 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 3.73 times EBITDA. This is generally considered low.
How Well Does FIVESTAR.BO Make Money?
Net Profit Margin
For every $100 in sales, Five-Star Business Finance Limited keeps $36.46 as profit after all expenses.
Operating Margin
Core operations generate 53.72 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $17.64 in profit for every $100 of shareholder equity.
ROA
Five-Star Business Finance Limited generates $7.18 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Five-Star Business Finance Limited generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Five-Star Business Finance Limited generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
FIVESTAR.BO converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
11.32
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
85.16
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.84
vs 25 benchmark
P/S Ratio
Price to sales ratio
4.13
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
1.23
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.18
vs 25 benchmark
ROA
Return on assets percentage
0.07
vs 25 benchmark
ROCE
Return on capital employed
0.11
vs 25 benchmark
How FIVESTAR.BO Stacks Against Its Sector Peers
| Metric | FIVESTAR.BO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 11.32 | 19.09 | Better (Cheaper) |
| ROE | 17.64% | 843.00% | Weak |
| Net Margin | 36.46% | 3730.00% | Weak |
| Debt/Equity | 1.23 | 0.90 | Weak (High Leverage) |
| Current Ratio | 0.00 | 661.68 | Weak Liquidity |
| ROA | 7.18% | -21651.00% (disorted) | Weak |
FIVESTAR.BO outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Five-Star Business Finance Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
259.05%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
305.95%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
31.98%
Industry Style: Value, Dividend, Cyclical
High Growth