Firm Capital Mortgage Investment Corporation
Firm Capital Mortgage Investment Corporation Fundamental Analysis
Firm Capital Mortgage Investment Corporation (FCMGF) shows strong financial fundamentals with a PE ratio of 8.51, profit margin of 54.90%, and ROE of 8.81%. The company generates $0.1B in annual revenue with strong year-over-year growth of 47.63%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 68.5/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze FCMGF's fundamental strength across five key dimensions:
Efficiency Score
WeakFCMGF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentFCMGF trades at attractive valuation levels.
Growth Score
ModerateFCMGF shows steady but slowing expansion.
Financial Health Score
ModerateFCMGF shows balanced financial health with some risks.
Profitability Score
ModerateFCMGF maintains healthy but balanced margins.
Key Financial Metrics
Is FCMGF Expensive or Cheap?
P/E Ratio
FCMGF trades at 8.51 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, FCMGF's PEG of 1.18 indicates fair valuation.
Price to Book
The market values Firm Capital Mortgage Investment Corporation at 0.75 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 5.85 times EBITDA. This is generally considered low.
How Well Does FCMGF Make Money?
Net Profit Margin
For every $100 in sales, Firm Capital Mortgage Investment Corporation keeps $54.90 as profit after all expenses.
Operating Margin
Core operations generate 73.44 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $8.81 in profit for every $100 of shareholder equity.
ROA
Firm Capital Mortgage Investment Corporation generates $6.31 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Firm Capital Mortgage Investment Corporation generates strong operating cash flow of $105.25M, reflecting robust business health.
Free Cash Flow
Firm Capital Mortgage Investment Corporation generates strong free cash flow of $105.25M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $2.86 in free cash annually.
FCF Yield
FCMGF converts 17.49% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
8.51
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.18
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.75
vs 25 benchmark
P/S Ratio
Price to sales ratio
6.42
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.38
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.83
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.09
vs 25 benchmark
ROA
Return on assets percentage
0.06
vs 25 benchmark
ROCE
Return on capital employed
0.09
vs 25 benchmark
How FCMGF Stacks Against Its Sector Peers
| Metric | FCMGF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 8.51 | 18.66 | Better (Cheaper) |
| ROE | 8.81% | 806.00% | Weak |
| Net Margin | 54.90% | -451.00% (disorted) | Strong |
| Debt/Equity | 0.38 | 1.00 | Strong (Low Leverage) |
| Current Ratio | 0.83 | 662.02 | Weak Liquidity |
| ROA | 6.31% | -24409.00% (disorted) | Weak |
FCMGF outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Firm Capital Mortgage Investment Corporation's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
58.59%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
0.80%
Industry Style: Value, Dividend, Cyclical
GrowingFCF CAGR
-127.13%
Industry Style: Value, Dividend, Cyclical
Declining