FinecoBank Banca Fineco S.p.A.
FinecoBank Banca Fineco S.p.A. Fundamental Analysis
FinecoBank Banca Fineco S.p.A. (FCBBF) shows strong financial fundamentals with a PE ratio of 13.39, profit margin of 41.43%, and ROE of 33.27%. The company generates $2.0B in annual revenue with moderate year-over-year growth of 6.94%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 58.3/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze FCBBF's fundamental strength across five key dimensions:
Efficiency Score
WeakFCBBF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentFCBBF trades at attractive valuation levels.
Growth Score
ModerateFCBBF shows steady but slowing expansion.
Financial Health Score
ModerateFCBBF shows balanced financial health with some risks.
Profitability Score
ExcellentFCBBF achieves industry-leading margins.
Key Financial Metrics
Is FCBBF Expensive or Cheap?
P/E Ratio
FCBBF trades at 13.39 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, FCBBF's PEG of 0.15 indicates potential undervaluation.
Price to Book
The market values FinecoBank Banca Fineco S.p.A. at 4.25 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 10.32 times EBITDA. This signals the market has high growth expectations.
How Well Does FCBBF Make Money?
Net Profit Margin
For every $100 in sales, FinecoBank Banca Fineco S.p.A. keeps $41.43 as profit after all expenses.
Operating Margin
Core operations generate 55.31 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $33.27 in profit for every $100 of shareholder equity.
ROA
FinecoBank Banca Fineco S.p.A. generates $2.17 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
FinecoBank Banca Fineco S.p.A. generates strong operating cash flow of $1.18B, reflecting robust business health.
Free Cash Flow
FinecoBank Banca Fineco S.p.A. generates strong free cash flow of $1.15B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $1.89 in free cash annually.
FCF Yield
FCBBF converts 10.67% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
13.39
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.15
vs 25 benchmark
P/B Ratio
Price to book value ratio
4.25
vs 25 benchmark
P/S Ratio
Price to sales ratio
5.55
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.65
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.33
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.03
vs 25 benchmark
How FCBBF Stacks Against Its Sector Peers
| Metric | FCBBF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 13.39 | 18.66 | Better (Cheaper) |
| ROE | 33.27% | 804.00% | Weak |
| Net Margin | 41.43% | 2258.00% | Weak |
| Debt/Equity | 0.65 | 1.03 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 662.03 | Weak Liquidity |
| ROA | 2.17% | -24049.00% (disorted) | Weak |
FCBBF outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews FinecoBank Banca Fineco S.p.A.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
99.43%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
125.05%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
114.38%
Industry Style: Value, Dividend, Cyclical
High Growth