Equitable Financial Corp.
Equitable Financial Corp. Fundamental Analysis
Equitable Financial Corp. (EQFN) shows moderate financial fundamentals with a PE ratio of 11.99, profit margin of 10.65%, and ROE of 6.50%. The company generates $0.0B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 41.3/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze EQFN's fundamental strength across five key dimensions:
Efficiency Score
WeakEQFN struggles to generate sufficient returns from assets.
Valuation Score
ExcellentEQFN trades at attractive valuation levels.
Growth Score
ModerateEQFN shows steady but slowing expansion.
Financial Health Score
ModerateEQFN shows balanced financial health with some risks.
Profitability Score
WeakEQFN struggles to sustain strong margins.
Key Financial Metrics
Is EQFN Expensive or Cheap?
P/E Ratio
EQFN trades at 11.99 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, EQFN's PEG of -4.08 indicates potential undervaluation.
Price to Book
The market values Equitable Financial Corp. at 0.77 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 10.80 times EBITDA. This signals the market has high growth expectations.
How Well Does EQFN Make Money?
Net Profit Margin
For every $100 in sales, Equitable Financial Corp. keeps $10.65 as profit after all expenses.
Operating Margin
Core operations generate 15.78 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $6.50 in profit for every $100 of shareholder equity.
ROA
Equitable Financial Corp. generates $0.64 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Equitable Financial Corp. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Equitable Financial Corp. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
EQFN converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
11.99
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-4.08
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.77
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.76
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.16
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.03
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.06
vs 25 benchmark
ROA
Return on assets percentage
0.006
vs 25 benchmark
ROCE
Return on capital employed
0.05
vs 25 benchmark
How EQFN Stacks Against Its Sector Peers
| Metric | EQFN Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 11.99 | 18.82 | Better (Cheaper) |
| ROE | 6.50% | 812.00% | Weak |
| Net Margin | 10.65% | 2290.00% | Weak |
| Debt/Equity | 0.16 | 0.99 | Strong (Low Leverage) |
| Current Ratio | 0.03 | 667.94 | Weak Liquidity |
| ROA | 0.64% | -24785.00% (disorted) | Weak |
EQFN outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Equitable Financial Corp.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical