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Emerald Leasing Finance and Investment Company Limited

EMERALD.BOBSE
Financial Services
Banks - Regional
63.45
-1.75(-2.68%)
Indian Market is Open • 09:54

Emerald Leasing Finance and Investment Company Limited Fundamental Analysis

Emerald Leasing Finance and Investment Company Limited (EMERALD.BO) shows moderate financial fundamentals with a PE ratio of 16.32, profit margin of 48.19%, and ROE of 17.11%. The company generates $0.3B in annual revenue with N/A year-over-year growth of N/A.

Key Strengths

Operating Margin64.95%

Areas of Concern

Cash Position2.07%
Current Ratio0.00
We analyze EMERALD.BO's fundamental strength across five key dimensions.

The stock receives a Fundamental Health Score of 63.1/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.

Fundamental Health Score

C+
63.1/100

We analyze EMERALD.BO's fundamental strength across five key dimensions:

Efficiency Score

Excellent

EMERALD.BO demonstrates superior asset utilization.

ROA > 10%
11.76%

Valuation Score

Excellent

EMERALD.BO trades at attractive valuation levels.

PE < 25
16.32
PEG Ratio < 2
1.32

Growth Score

Moderate

EMERALD.BO shows steady but slowing expansion.

Revenue Growth > 5%
N/A
EPS Growth > 10%
N/A

Financial Health Score

Moderate

EMERALD.BO shows balanced financial health with some risks.

Debt/Equity < 1
0.17
Current Ratio > 1
0.00

Profitability Score

Moderate

EMERALD.BO maintains healthy but balanced margins.

ROE > 15%
17.11%
Net Margin ≥ 15%
48.19%
Positive Free Cash Flow
No

Key Financial Metrics

Is EMERALD.BO Expensive or Cheap?

P/E Ratio

EMERALD.BO trades at 16.32 times earnings. This indicates a fair valuation.

16.32

PEG Ratio

When adjusting for growth, EMERALD.BO's PEG of 1.32 indicates fair valuation.

1.32

Price to Book

The market values Emerald Leasing Finance and Investment Company Limited at 2.41 times its book value. This may indicate undervaluation.

2.41

EV/EBITDA

Enterprise value stands at 11.48 times EBITDA. This signals the market has high growth expectations.

11.48

How Well Does EMERALD.BO Make Money?

Net Profit Margin

For every $100 in sales, Emerald Leasing Finance and Investment Company Limited keeps $48.19 as profit after all expenses.

48.19%

Operating Margin

Core operations generate 64.95 in profit for every $100 in revenue, before interest and taxes.

64.95%

ROE

Management delivers $17.11 in profit for every $100 of shareholder equity.

17.11%

ROA

Emerald Leasing Finance and Investment Company Limited generates $11.76 in profit for every $100 in assets, demonstrating efficient asset deployment.

11.76%

Following the Money - Real Cash Generation

Operating Cash Flow

Emerald Leasing Finance and Investment Company Limited generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.

$0.00

Free Cash Flow

Emerald Leasing Finance and Investment Company Limited generates weak or negative free cash flow of $0.00, restricting financial flexibility.

$0.00

FCF Per Share

Each share generates $0.00 in free cash annually.

$0.00

FCF Yield

EMERALD.BO converts 0.00% of its market value into free cash.

0.00%

Financial Ratios Analysis

Valuation Ratios

P/E Ratio

Price to earnings ratio

16.32

vs 25 benchmark

PEG Ratio

Price/earnings to growth ratio

1.32

vs 25 benchmark

P/B Ratio

Price to book value ratio

2.41

vs 25 benchmark

P/S Ratio

Price to sales ratio

7.86

vs 25 benchmark

Financial Health

Debt/Equity

Total debt to shareholders' equity

0.17

vs 25 benchmark

Current Ratio

Current assets to current liabilities

0.00

vs 25 benchmark

Efficiency Ratios

ROE

Return on equity percentage

0.17

vs 25 benchmark

ROA

Return on assets percentage

0.12

vs 25 benchmark

ROCE

Return on capital employed

0.16

vs 25 benchmark

How EMERALD.BO Stacks Against Its Sector Peers

MetricEMERALD.BO ValueSector AveragePerformance
P/E Ratio16.3218.79 Better (Cheaper)
ROE17.11%849.00% Weak
Net Margin48.19%2879.00% Weak
Debt/Equity0.170.93 Strong (Low Leverage)
Current Ratio0.00675.77 Weak Liquidity
ROA11.76%-20989.00% (disorted) Strong

EMERALD.BO outperforms its industry in 3 out of 6 key metrics, particularly excelling in ROA, but lagging in ROE.

Historical Growth Performance

5-Year Growth Trajectory

This section reviews Emerald Leasing Finance and Investment Company Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.

Revenue CAGR

N/A

Industry Style: Value, Dividend, Cyclical

EPS CAGR

N/A

Industry Style: Value, Dividend, Cyclical

FCF CAGR

N/A

Industry Style: Value, Dividend, Cyclical

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