Exchange Income Corporation
Exchange Income Corporation Fundamental Analysis
Exchange Income Corporation (EIFZF) shows weak financial fundamentals with a PE ratio of 39.83, profit margin of 4.75%, and ROE of 9.66%. The company generates $3.3B in annual revenue with moderate year-over-year growth of 6.46%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 31.7/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze EIFZF's fundamental strength across five key dimensions:
Efficiency Score
WeakEIFZF struggles to generate sufficient returns from assets.
Valuation Score
WeakEIFZF trades at a premium to fair value.
Growth Score
ModerateEIFZF shows steady but slowing expansion.
Financial Health Score
ModerateEIFZF shows balanced financial health with some risks.
Profitability Score
WeakEIFZF struggles to sustain strong margins.
Key Financial Metrics
Is EIFZF Expensive or Cheap?
P/E Ratio
EIFZF trades at 39.83 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, EIFZF's PEG of 5.66 indicates potential overvaluation.
Price to Book
The market values Exchange Income Corporation at 3.49 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 5.46 times EBITDA. This is generally considered low.
How Well Does EIFZF Make Money?
Net Profit Margin
For every $100 in sales, Exchange Income Corporation keeps $4.75 as profit after all expenses.
Operating Margin
Core operations generate 11.47 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $9.66 in profit for every $100 of shareholder equity.
ROA
Exchange Income Corporation generates $2.75 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Exchange Income Corporation produces operating cash flow of $547.81M, showing steady but balanced cash generation.
Free Cash Flow
Exchange Income Corporation generates weak or negative free cash flow of $-62.81M, restricting financial flexibility.
FCF Per Share
Each share generates $-1.12 in free cash annually.
FCF Yield
EIFZF converts -0.94% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
39.83
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
5.66
vs 25 benchmark
P/B Ratio
Price to book value ratio
3.49
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.04
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
1.52
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.79
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.10
vs 25 benchmark
ROA
Return on assets percentage
0.03
vs 25 benchmark
ROCE
Return on capital employed
0.08
vs 25 benchmark
How EIFZF Stacks Against Its Sector Peers
| Metric | EIFZF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 39.83 | 26.71 | Worse (Expensive) |
| ROE | 9.66% | 1311.00% | Weak |
| Net Margin | 4.75% | -29317.00% (disorted) | Weak |
| Debt/Equity | 1.52 | 0.75 | Weak (High Leverage) |
| Current Ratio | 1.79 | 10.53 | Neutral |
| ROA | 2.75% | -1537638.00% (disorted) | Weak |
EIFZF outperforms its industry in 0 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Exchange Income Corporation's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
58.75%
Industry Style: Cyclical, Value, Infrastructure
High GrowthEPS CAGR
16.05%
Industry Style: Cyclical, Value, Infrastructure
High GrowthFCF CAGR
31.57%
Industry Style: Cyclical, Value, Infrastructure
High Growth