FBD Holdings plc
FBD Holdings plc Fundamental Analysis
FBD Holdings plc (EG7.IR) shows strong financial fundamentals with a PE ratio of 11.19, profit margin of 11.16%, and ROE of 11.21%. The company generates $0.5B in annual revenue with strong year-over-year growth of 17.81%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 58.7/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze EG7.IR's fundamental strength across five key dimensions:
Efficiency Score
WeakEG7.IR struggles to generate sufficient returns from assets.
Valuation Score
ExcellentEG7.IR trades at attractive valuation levels.
Growth Score
ModerateEG7.IR shows steady but slowing expansion.
Financial Health Score
ModerateEG7.IR shows balanced financial health with some risks.
Profitability Score
WeakEG7.IR struggles to sustain strong margins.
Key Financial Metrics
Is EG7.IR Expensive or Cheap?
P/E Ratio
EG7.IR trades at 11.19 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, EG7.IR's PEG of -0.58 indicates potential undervaluation.
Price to Book
The market values FBD Holdings plc at 1.27 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 19.15 times EBITDA. This signals the market has high growth expectations.
How Well Does EG7.IR Make Money?
Net Profit Margin
For every $100 in sales, FBD Holdings plc keeps $11.16 as profit after all expenses.
Operating Margin
Core operations generate 100.00 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $11.21 in profit for every $100 of shareholder equity.
ROA
FBD Holdings plc generates $3.84 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
FBD Holdings plc produces operating cash flow of $61.40M, showing steady but balanced cash generation.
Free Cash Flow
FBD Holdings plc generates strong free cash flow of $57.93M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $1.60 in free cash annually.
FCF Yield
EG7.IR converts 10.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
11.19
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.58
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.27
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.22
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.11
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.11
vs 25 benchmark
ROA
Return on assets percentage
0.04
vs 25 benchmark
ROCE
Return on capital employed
0.34
vs 25 benchmark
How EG7.IR Stacks Against Its Sector Peers
| Metric | EG7.IR Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 11.19 | 18.52 | Better (Cheaper) |
| ROE | 11.21% | 814.00% | Weak |
| Net Margin | 11.16% | 2191.00% | Weak |
| Debt/Equity | 0.11 | 0.87 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 703.80 | Weak Liquidity |
| ROA | 3.84% | -24412.00% (disorted) | Weak |
EG7.IR outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews FBD Holdings plc's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
8.18%
Industry Style: Value, Dividend, Cyclical
GrowingEPS CAGR
-34.62%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
77.75%
Industry Style: Value, Dividend, Cyclical
High Growth