EFG International AG
EFG International AG Fundamental Analysis
EFG International AG (EFGN.SW) shows weak financial fundamentals with a PE ratio of 23.85, profit margin of 9.54%, and ROE of 9.10%. The company generates $2.3B in annual revenue with moderate year-over-year growth of 4.75%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 30.7/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze EFGN.SW's fundamental strength across five key dimensions:
Efficiency Score
WeakEFGN.SW struggles to generate sufficient returns from assets.
Valuation Score
ExcellentEFGN.SW trades at attractive valuation levels.
Growth Score
WeakEFGN.SW faces weak or negative growth trends.
Financial Health Score
ModerateEFGN.SW shows balanced financial health with some risks.
Profitability Score
WeakEFGN.SW struggles to sustain strong margins.
Key Financial Metrics
Is EFGN.SW Expensive or Cheap?
P/E Ratio
EFGN.SW trades at 23.85 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, EFGN.SW's PEG of -1.37 indicates potential undervaluation.
Price to Book
The market values EFG International AG at 2.14 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 22.64 times EBITDA. This signals the market has high growth expectations.
How Well Does EFGN.SW Make Money?
Net Profit Margin
For every $100 in sales, EFG International AG keeps $9.54 as profit after all expenses.
Operating Margin
Core operations generate 22.13 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $9.10 in profit for every $100 of shareholder equity.
ROA
EFG International AG generates $0.54 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
EFG International AG generates limited operating cash flow of $-1.40B, signaling weaker underlying cash strength.
Free Cash Flow
EFG International AG generates weak or negative free cash flow of $-1.44B, restricting financial flexibility.
FCF Per Share
Each share generates $-4.78 in free cash annually.
FCF Yield
EFGN.SW converts -27.74% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
23.85
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-1.37
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.14
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.29
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.31
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.09
vs 25 benchmark
ROA
Return on assets percentage
0.005
vs 25 benchmark
ROCE
Return on capital employed
0.01
vs 25 benchmark
How EFGN.SW Stacks Against Its Sector Peers
| Metric | EFGN.SW Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 23.85 | 18.59 | Worse (Expensive) |
| ROE | 9.10% | 801.00% | Weak |
| Net Margin | 9.54% | -498.00% (disorted) | Weak |
| Debt/Equity | 0.31 | 0.98 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 661.40 | Weak Liquidity |
| ROA | 0.54% | -21324.00% (disorted) | Weak |
EFGN.SW outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews EFG International AG's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-10.71%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
230.23%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-751.69%
Industry Style: Value, Dividend, Cyclical
Declining