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Ellington Financial Inc.

EFC-PENYSE
Real Estate
REIT - Mortgage
$51.80
$1.87(3.75%)
U.S. Market is Open • 15:07

Ellington Financial Inc. Fundamental Analysis

Ellington Financial Inc. (EFC-PE) shows weak financial fundamentals with a PE ratio of 44.50, profit margin of 66.48%, and ROE of 7.34%. The company generates $0.2B in annual revenue with weak year-over-year growth of -1.00%.

Key Strengths

Operating Margin49.10%
PEG Ratio-5.42

Areas of Concern

ROE7.34%
Cash Position3.59%
Current Ratio0.00
We analyze EFC-PE's fundamental strength across five key dimensions.

The stock receives a Fundamental Health Score of -62.4/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.

Fundamental Health Score

F
-62.4/100

We analyze EFC-PE's fundamental strength across five key dimensions:

Efficiency Score

Weak

EFC-PE struggles to generate sufficient returns from assets.

ROA > 10%
0.65%

Valuation Score

Moderate

EFC-PE shows balanced valuation metrics.

PE < 25
44.50
PEG Ratio < 2
-5.42

Growth Score

Moderate

EFC-PE shows steady but slowing expansion.

Revenue Growth > 5%
-1.00%
EPS Growth > 10%
55.68%

Financial Health Score

Moderate

EFC-PE shows balanced financial health with some risks.

Debt/Equity < 1
0.00
Current Ratio > 1
0.00

Profitability Score

Weak

EFC-PE struggles to sustain strong margins.

ROE > 15%
7.34%
Net Margin ≥ 15%
66.48%
Positive Free Cash Flow
No

Key Financial Metrics

Is EFC-PE Expensive or Cheap?

P/E Ratio

EFC-PE trades at 44.50 times earnings. This suggests a premium valuation.

44.50

PEG Ratio

When adjusting for growth, EFC-PE's PEG of -5.42 indicates potential undervaluation.

-5.42

Price to Book

The market values Ellington Financial Inc. at 3.06 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.

3.06

EV/EBITDA

Enterprise value stands at 28.18 times EBITDA. This signals the market has high growth expectations.

28.18

How Well Does EFC-PE Make Money?

Net Profit Margin

For every $100 in sales, Ellington Financial Inc. keeps $66.48 as profit after all expenses.

66.48%

Operating Margin

Core operations generate 49.10 in profit for every $100 in revenue, before interest and taxes.

49.10%

ROE

Management delivers $7.34 in profit for every $100 of shareholder equity.

7.34%

ROA

Ellington Financial Inc. generates $0.65 in profit for every $100 in assets, demonstrating efficient asset deployment.

0.65%

Following the Money - Real Cash Generation

Operating Cash Flow

Ellington Financial Inc. generates limited operating cash flow of $-273.54M, signaling weaker underlying cash strength.

$-273.54M

Free Cash Flow

Ellington Financial Inc. generates weak or negative free cash flow of $-273.54M, restricting financial flexibility.

$-273.54M

FCF Per Share

Each share generates $-3.17 in free cash annually.

$-3.17

FCF Yield

EFC-PE converts -7.68% of its market value into free cash.

-7.68%

Financial Ratios Analysis

Valuation Ratios

P/E Ratio

Price to earnings ratio

44.50

vs 25 benchmark

PEG Ratio

Price/earnings to growth ratio

-5.42

vs 25 benchmark

P/B Ratio

Price to book value ratio

3.06

vs 25 benchmark

P/S Ratio

Price to sales ratio

23.54

vs 25 benchmark

Financial Health

Debt/Equity

Total debt to shareholders' equity

0.00

vs 25 benchmark

Current Ratio

Current assets to current liabilities

0.00

vs 25 benchmark

Efficiency Ratios

ROE

Return on equity percentage

0.07

vs 25 benchmark

ROA

Return on assets percentage

0.007

vs 25 benchmark

ROCE

Return on capital employed

0.005

vs 25 benchmark

How EFC-PE Stacks Against Its Sector Peers

MetricEFC-PE ValueSector AveragePerformance
P/E Ratio44.5023.18 Worse (Expensive)
ROE7.34%709.00% Weak
Net Margin66.48%-21241.00% (disorted) Strong
Debt/Equity0.00-21.97 (disorted) Distorted
Current Ratio0.0026.77 Weak Liquidity
ROA0.65%176.00% Weak

EFC-PE outperforms its industry in 1 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.

Historical Growth Performance

5-Year Growth Trajectory

This section reviews Ellington Financial Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.

Revenue CAGR

-100.00%

Industry Style: Income, Inflation Hedge, REIT

Declining

EPS CAGR

-24.18%

Industry Style: Income, Inflation Hedge, REIT

Declining

FCF CAGR

-100.00%

Industry Style: Income, Inflation Hedge, REIT

Declining

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