B+S Banksysteme AG
B+S Banksysteme AG Fundamental Analysis
B+S Banksysteme AG (DTD2.DE) shows moderate financial fundamentals with a PE ratio of 8.33, profit margin of 11.01%, and ROE of 8.98%. The company generates $0.0B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 48.6/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze DTD2.DE's fundamental strength across five key dimensions:
Efficiency Score
WeakDTD2.DE struggles to generate sufficient returns from assets.
Valuation Score
ExcellentDTD2.DE trades at attractive valuation levels.
Growth Score
ModerateDTD2.DE shows steady but slowing expansion.
Financial Health Score
ExcellentDTD2.DE maintains a strong and stable balance sheet.
Profitability Score
WeakDTD2.DE struggles to sustain strong margins.
Key Financial Metrics
Is DTD2.DE Expensive or Cheap?
P/E Ratio
DTD2.DE trades at 8.33 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, DTD2.DE's PEG of 0.08 indicates potential undervaluation.
Price to Book
The market values B+S Banksysteme AG at 0.73 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 2.15 times EBITDA. This is generally considered low.
How Well Does DTD2.DE Make Money?
Net Profit Margin
For every $100 in sales, B+S Banksysteme AG keeps $11.01 as profit after all expenses.
Operating Margin
Core operations generate 14.99 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $8.98 in profit for every $100 of shareholder equity.
ROA
B+S Banksysteme AG generates $5.17 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
B+S Banksysteme AG produces operating cash flow of $2.80M, showing steady but balanced cash generation.
Free Cash Flow
B+S Banksysteme AG generates strong free cash flow of $2.54M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.41 in free cash annually.
FCF Yield
DTD2.DE converts 20.98% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
8.33
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.08
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.73
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.92
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.49
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.17
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.09
vs 25 benchmark
ROA
Return on assets percentage
0.05
vs 25 benchmark
ROCE
Return on capital employed
0.09
vs 25 benchmark
How DTD2.DE Stacks Against Its Sector Peers
| Metric | DTD2.DE Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 8.33 | 35.86 | Better (Cheaper) |
| ROE | 8.98% | 1145.00% | Weak |
| Net Margin | 11.01% | -136002.00% (disorted) | Strong |
| Debt/Equity | 0.49 | 7.93 | Strong (Low Leverage) |
| Current Ratio | 1.17 | 5.81 | Neutral |
| ROA | 5.17% | -312003.00% (disorted) | Weak |
DTD2.DE outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews B+S Banksysteme AG's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Growth, Innovation, High Beta
EPS CAGR
N/A
Industry Style: Growth, Innovation, High Beta
FCF CAGR
N/A
Industry Style: Growth, Innovation, High Beta