Currency Exchange International, Corp.
Currency Exchange International, Corp. Fundamental Analysis
Currency Exchange International, Corp. (CXI.TO) shows moderate financial fundamentals with a PE ratio of 9.70, profit margin of 15.22%, and ROE of 13.28%. The company generates $0.1B in annual revenue with weak year-over-year growth of -15.01%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 44.3/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze CXI.TO's fundamental strength across five key dimensions:
Efficiency Score
WeakCXI.TO struggles to generate sufficient returns from assets.
Valuation Score
ExcellentCXI.TO trades at attractive valuation levels.
Growth Score
WeakCXI.TO faces weak or negative growth trends.
Financial Health Score
ExcellentCXI.TO maintains a strong and stable balance sheet.
Profitability Score
ModerateCXI.TO maintains healthy but balanced margins.
Key Financial Metrics
Is CXI.TO Expensive or Cheap?
P/E Ratio
CXI.TO trades at 9.70 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, CXI.TO's PEG of 1.73 indicates fair valuation.
Price to Book
The market values Currency Exchange International, Corp. at 1.29 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 8.34 times EBITDA. This is generally considered low.
How Well Does CXI.TO Make Money?
Net Profit Margin
For every $100 in sales, Currency Exchange International, Corp. keeps $15.22 as profit after all expenses.
Operating Margin
Core operations generate 29.81 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $13.28 in profit for every $100 of shareholder equity.
ROA
Currency Exchange International, Corp. generates $9.34 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Currency Exchange International, Corp. generates strong operating cash flow of $22.08M, reflecting robust business health.
Free Cash Flow
Currency Exchange International, Corp. generates strong free cash flow of $21.17M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $3.54 in free cash annually.
FCF Yield
CXI.TO converts 19.73% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
9.70
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.73
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.29
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.48
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.07
vs 25 benchmark
Current Ratio
Current assets to current liabilities
62.52
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.13
vs 25 benchmark
ROA
Return on assets percentage
0.09
vs 25 benchmark
ROCE
Return on capital employed
0.19
vs 25 benchmark
How CXI.TO Stacks Against Its Sector Peers
| Metric | CXI.TO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 9.70 | 18.66 | Better (Cheaper) |
| ROE | 13.28% | 804.00% | Weak |
| Net Margin | 15.22% | 2258.00% | Weak |
| Debt/Equity | 0.07 | 1.03 | Strong (Low Leverage) |
| Current Ratio | 62.52 | 662.03 | Strong Liquidity |
| ROA | 9.34% | -24049.00% (disorted) | Weak |
CXI.TO outperforms its industry in 3 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Currency Exchange International, Corp.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
206.67%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
228.18%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
1838.96%
Industry Style: Value, Dividend, Cyclical
High Growth