CTO Realty Growth, Inc.
CTO Realty Growth, Inc. Fundamental Analysis
CTO Realty Growth, Inc. (CTO-PA) shows weak financial fundamentals with a PE ratio of 77.06, profit margin of 5.57%, and ROE of 1.45%. The company generates $0.1B in annual revenue with strong year-over-year growth of 14.11%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 53.2/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze CTO-PA's fundamental strength across five key dimensions:
Efficiency Score
WeakCTO-PA struggles to generate sufficient returns from assets.
Valuation Score
ModerateCTO-PA shows balanced valuation metrics.
Growth Score
ModerateCTO-PA shows steady but slowing expansion.
Financial Health Score
ExcellentCTO-PA maintains a strong and stable balance sheet.
Profitability Score
ModerateCTO-PA maintains healthy but balanced margins.
Key Financial Metrics
Is CTO-PA Expensive or Cheap?
P/E Ratio
CTO-PA trades at 77.06 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, CTO-PA's PEG of 0.62 indicates potential undervaluation.
Price to Book
The market values CTO Realty Growth, Inc. at 1.13 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 72.88 times EBITDA. This signals the market has high growth expectations.
How Well Does CTO-PA Make Money?
Net Profit Margin
For every $100 in sales, CTO Realty Growth, Inc. keeps $5.57 as profit after all expenses.
Operating Margin
Core operations generate 22.75 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $1.45 in profit for every $100 of shareholder equity.
ROA
CTO Realty Growth, Inc. generates $0.66 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
CTO Realty Growth, Inc. generates strong operating cash flow of $63.36M, reflecting robust business health.
Free Cash Flow
CTO Realty Growth, Inc. generates strong free cash flow of $58.58M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $2.33 in free cash annually.
FCF Yield
CTO-PA converts 11.66% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
77.06
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.62
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.13
vs 25 benchmark
P/S Ratio
Price to sales ratio
4.32
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
2.33
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.01
vs 25 benchmark
ROA
Return on assets percentage
0.007
vs 25 benchmark
ROCE
Return on capital employed
0.03
vs 25 benchmark
How CTO-PA Stacks Against Its Sector Peers
| Metric | CTO-PA Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 77.06 | 24.23 | Worse (Expensive) |
| ROE | 1.45% | 659.00% | Weak |
| Net Margin | 5.57% | 4497.00% | Weak |
| Debt/Equity | 0.00 | -22.14 (disorted) | Distorted |
| Current Ratio | 2.33 | 13.87 | Strong Liquidity |
| ROA | 0.66% | -1390.00% (disorted) | Weak |
CTO-PA outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews CTO Realty Growth, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
63.60%
Industry Style: Income, Inflation Hedge, REIT
High GrowthEPS CAGR
-106.99%
Industry Style: Income, Inflation Hedge, REIT
DecliningFCF CAGR
149.54%
Industry Style: Income, Inflation Hedge, REIT
High Growth