Corporación Financiera Colombiana S.A.
Corporación Financiera Colombiana S.A. Fundamental Analysis
Corporación Financiera Colombiana S.A. (CRPFY) shows weak financial fundamentals with a PE ratio of 13.94, profit margin of 3.72%, and ROE of 3.20%. The company generates $15573.4B in annual revenue with weak year-over-year growth of -0.57%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 27.2/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze CRPFY's fundamental strength across five key dimensions:
Efficiency Score
WeakCRPFY struggles to generate sufficient returns from assets.
Valuation Score
ExcellentCRPFY trades at attractive valuation levels.
Growth Score
WeakCRPFY faces weak or negative growth trends.
Financial Health Score
WeakCRPFY carries high financial risk with limited liquidity.
Profitability Score
WeakCRPFY struggles to sustain strong margins.
Key Financial Metrics
Is CRPFY Expensive or Cheap?
P/E Ratio
CRPFY trades at 13.94 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, CRPFY's PEG of 0.00 indicates potential undervaluation.
Price to Book
The market values Corporación Financiera Colombiana S.A. at 0.44 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -3.61 times EBITDA. This is generally considered low.
How Well Does CRPFY Make Money?
Net Profit Margin
For every $100 in sales, Corporación Financiera Colombiana S.A. keeps $3.72 as profit after all expenses.
Operating Margin
Core operations generate 9.95 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $3.20 in profit for every $100 of shareholder equity.
ROA
Corporación Financiera Colombiana S.A. generates $0.68 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Corporación Financiera Colombiana S.A. generates limited operating cash flow of $1.25T, signaling weaker underlying cash strength.
Free Cash Flow
Corporación Financiera Colombiana S.A. produces free cash flow of $711.03B, offering steady but limited capital for shareholder returns and expansion.
FCF Per Share
Each share generates $2769.76 in free cash annually.
FCF Yield
CRPFY converts 6.28% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
13.94
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.001
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.44
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.73
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
1.32
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.03
vs 25 benchmark
ROA
Return on assets percentage
0.007
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How CRPFY Stacks Against Its Sector Peers
| Metric | CRPFY Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 13.94 | 18.50 | Better (Cheaper) |
| ROE | 3.20% | 809.00% | Weak |
| Net Margin | 3.72% | 2211.00% | Weak |
| Debt/Equity | 1.32 | 0.90 | Weak (High Leverage) |
| Current Ratio | 0.00 | 691.82 | Weak Liquidity |
| ROA | 0.68% | -24320.00% (disorted) | Weak |
CRPFY outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Corporación Financiera Colombiana S.A.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-9.23%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
-90.22%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
-196.36%
Industry Style: Value, Dividend, Cyclical
Declining