Coral India Finance and Housing Limited
Coral India Finance and Housing Limited Fundamental Analysis
Coral India Finance and Housing Limited (CORALFINAC.NS) shows moderate financial fundamentals with a PE ratio of 8.87, profit margin of 93.80%, and ROE of 6.49%. The company generates $0.2B in annual revenue with weak year-over-year growth of -2.81%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 52.1/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze CORALFINAC.NS's fundamental strength across five key dimensions:
Efficiency Score
WeakCORALFINAC.NS struggles to generate sufficient returns from assets.
Valuation Score
ExcellentCORALFINAC.NS trades at attractive valuation levels.
Growth Score
WeakCORALFINAC.NS faces weak or negative growth trends.
Financial Health Score
ExcellentCORALFINAC.NS maintains a strong and stable balance sheet.
Profitability Score
ModerateCORALFINAC.NS maintains healthy but balanced margins.
Key Financial Metrics
Is CORALFINAC.NS Expensive or Cheap?
P/E Ratio
CORALFINAC.NS trades at 8.87 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, CORALFINAC.NS's PEG of 0.82 indicates potential undervaluation.
Price to Book
The market values Coral India Finance and Housing Limited at 0.60 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 8.06 times EBITDA. This is generally considered low.
How Well Does CORALFINAC.NS Make Money?
Net Profit Margin
For every $100 in sales, Coral India Finance and Housing Limited keeps $93.80 as profit after all expenses.
Operating Margin
Core operations generate 79.62 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $6.49 in profit for every $100 of shareholder equity.
ROA
Coral India Finance and Housing Limited generates $6.29 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Coral India Finance and Housing Limited generates strong operating cash flow of $98.62M, reflecting robust business health.
Free Cash Flow
Coral India Finance and Housing Limited generates strong free cash flow of $91.32M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $2.27 in free cash annually.
FCF Yield
CORALFINAC.NS converts 7.13% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
8.87
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.82
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.60
vs 25 benchmark
P/S Ratio
Price to sales ratio
8.32
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
79.20
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.06
vs 25 benchmark
ROA
Return on assets percentage
0.06
vs 25 benchmark
ROCE
Return on capital employed
0.05
vs 25 benchmark
How CORALFINAC.NS Stacks Against Its Sector Peers
| Metric | CORALFINAC.NS Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 8.87 | 22.92 | Better (Cheaper) |
| ROE | 6.49% | 723.00% | Weak |
| Net Margin | 93.80% | -37470.00% (disorted) | Strong |
| Debt/Equity | 0.00 | -20.91 (disorted) | Distorted |
| Current Ratio | 79.20 | 16.66 | Strong Liquidity |
| ROA | 6.29% | -931.00% (disorted) | Weak |
CORALFINAC.NS outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Coral India Finance and Housing Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
97.84%
Industry Style: Income, Inflation Hedge, REIT
High GrowthEPS CAGR
170.56%
Industry Style: Income, Inflation Hedge, REIT
High GrowthFCF CAGR
231.66%
Industry Style: Income, Inflation Hedge, REIT
High Growth