CaixaBank, S.A.
CaixaBank, S.A. Fundamental Analysis
CaixaBank, S.A. (CIXPF) shows strong financial fundamentals with a PE ratio of 15.79, profit margin of 32.71%, and ROE of 15.47%. The company generates $15.3B in annual revenue with strong year-over-year growth of 14.71%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 52.1/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze CIXPF's fundamental strength across five key dimensions:
Efficiency Score
WeakCIXPF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentCIXPF trades at attractive valuation levels.
Growth Score
ExcellentCIXPF delivers strong and consistent growth momentum.
Financial Health Score
WeakCIXPF carries high financial risk with limited liquidity.
Profitability Score
ModerateCIXPF maintains healthy but balanced margins.
Key Financial Metrics
Is CIXPF Expensive or Cheap?
P/E Ratio
CIXPF trades at 15.79 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, CIXPF's PEG of -15.65 indicates potential undervaluation.
Price to Book
The market values CaixaBank, S.A. at 2.42 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 11.03 times EBITDA. This signals the market has high growth expectations.
How Well Does CIXPF Make Money?
Net Profit Margin
For every $100 in sales, CaixaBank, S.A. keeps $32.71 as profit after all expenses.
Operating Margin
Core operations generate 48.38 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $15.47 in profit for every $100 of shareholder equity.
ROA
CaixaBank, S.A. generates $0.89 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
CaixaBank, S.A. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
CaixaBank, S.A. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
CIXPF converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
15.79
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-15.65
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.42
vs 25 benchmark
P/S Ratio
Price to sales ratio
4.38
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
1.36
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.10
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.15
vs 25 benchmark
ROA
Return on assets percentage
0.009
vs 25 benchmark
ROCE
Return on capital employed
0.04
vs 25 benchmark
How CIXPF Stacks Against Its Sector Peers
| Metric | CIXPF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 15.79 | 18.73 | Better (Cheaper) |
| ROE | 15.47% | 847.00% | Weak |
| Net Margin | 32.71% | 2562.00% | Weak |
| Debt/Equity | 1.36 | 0.93 | Weak (High Leverage) |
| Current Ratio | 0.10 | 674.76 | Weak Liquidity |
| ROA | 0.89% | -21692.00% (disorted) | Weak |
CIXPF outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews CaixaBank, S.A.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
32.03%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
179.40%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
314.90%
Industry Style: Value, Dividend, Cyclical
High Growth