China CITIC Bank Corporation Limited
China CITIC Bank Corporation Limited Fundamental Analysis
China CITIC Bank Corporation Limited (CHBJF) shows moderate financial fundamentals with a PE ratio of 0.68, profit margin of 19.64%, and ROE of 8.96%. The company generates $3608.6B in annual revenue with moderate year-over-year growth of 5.99%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 41.5/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze CHBJF's fundamental strength across five key dimensions:
Efficiency Score
WeakCHBJF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentCHBJF trades at attractive valuation levels.
Growth Score
ModerateCHBJF shows steady but slowing expansion.
Financial Health Score
WeakCHBJF carries high financial risk with limited liquidity.
Profitability Score
ModerateCHBJF maintains healthy but balanced margins.
Key Financial Metrics
Is CHBJF Expensive or Cheap?
P/E Ratio
CHBJF trades at 0.68 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, CHBJF's PEG of 0.06 indicates potential undervaluation.
Price to Book
The market values China CITIC Bank Corporation Limited at 0.07 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -28.63 times EBITDA. This is generally considered low.
How Well Does CHBJF Make Money?
Net Profit Margin
For every $100 in sales, China CITIC Bank Corporation Limited keeps $19.64 as profit after all expenses.
Operating Margin
Core operations generate 23.47 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $8.96 in profit for every $100 of shareholder equity.
ROA
China CITIC Bank Corporation Limited generates $0.71 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
China CITIC Bank Corporation Limited generates strong operating cash flow of $978.08B, reflecting robust business health.
Free Cash Flow
China CITIC Bank Corporation Limited generates strong free cash flow of $567.37B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $7.86 in free cash annually.
FCF Yield
CHBJF converts 11.61% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
0.68
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.06
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.07
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.35
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
4.01
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.09
vs 25 benchmark
ROA
Return on assets percentage
0.007
vs 25 benchmark
ROCE
Return on capital employed
0.008
vs 25 benchmark
How CHBJF Stacks Against Its Sector Peers
| Metric | CHBJF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 0.68 | 18.73 | Better (Cheaper) |
| ROE | 8.96% | 847.00% | Weak |
| Net Margin | 19.64% | 2562.00% | Weak |
| Debt/Equity | 4.01 | 0.93 | Weak (High Leverage) |
| Current Ratio | 0.00 | 674.76 | Weak Liquidity |
| ROA | 0.71% | -21692.00% (disorted) | Weak |
CHBJF outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews China CITIC Bank Corporation Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
28.51%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
33.41%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-244.56%
Industry Style: Value, Dividend, Cyclical
Declining