California First Leasing Corporation
California First Leasing Corporation Fundamental Analysis
California First Leasing Corporation (CFNB) shows moderate financial fundamentals with a PE ratio of 11.38, profit margin of 67.35%, and ROE of 8.07%. The company generates $0.0B in annual revenue with weak year-over-year growth of -46.22%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 6.9/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze CFNB's fundamental strength across five key dimensions:
Efficiency Score
WeakCFNB struggles to generate sufficient returns from assets.
Valuation Score
ExcellentCFNB trades at attractive valuation levels.
Growth Score
WeakCFNB faces weak or negative growth trends.
Financial Health Score
ExcellentCFNB maintains a strong and stable balance sheet.
Profitability Score
WeakCFNB struggles to sustain strong margins.
Key Financial Metrics
Is CFNB Expensive or Cheap?
P/E Ratio
CFNB trades at 11.38 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, CFNB's PEG of 0.03 indicates potential undervaluation.
Price to Book
The market values California First Leasing Corporation at 0.90 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 9.41 times EBITDA. This is generally considered low.
How Well Does CFNB Make Money?
Net Profit Margin
For every $100 in sales, California First Leasing Corporation keeps $67.35 as profit after all expenses.
Operating Margin
Core operations generate 90.00 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $8.07 in profit for every $100 of shareholder equity.
ROA
California First Leasing Corporation generates $7.20 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
California First Leasing Corporation generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
California First Leasing Corporation generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
CFNB converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
11.38
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.03
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.90
vs 25 benchmark
P/S Ratio
Price to sales ratio
7.41
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
32.91
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.08
vs 25 benchmark
ROA
Return on assets percentage
0.07
vs 25 benchmark
ROCE
Return on capital employed
0.10
vs 25 benchmark
How CFNB Stacks Against Its Sector Peers
| Metric | CFNB Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 11.38 | 18.66 | Better (Cheaper) |
| ROE | 8.07% | 804.00% | Weak |
| Net Margin | 67.35% | 2258.00% | Weak |
| Debt/Equity | 0.00 | 1.03 | Strong (Low Leverage) |
| Current Ratio | 32.91 | 662.03 | Strong Liquidity |
| ROA | 7.20% | -24049.00% (disorted) | Weak |
CFNB outperforms its industry in 3 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews California First Leasing Corporation's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
1839.16%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
1047.89%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-107.46%
Industry Style: Value, Dividend, Cyclical
Declining