Citizens Financial Group, Inc.
Citizens Financial Group, Inc. (CFG-PE) Financial Performance & Income Statement Overview
Access detailed quarterly and annual financial reports for Citizens Financial Group, Inc. (CFG-PE), covering cash flow, earnings, and balance sheets.
Citizens Financial Group, Inc. (CFG-PE) Income Statement & Financial Overview
View the income breakdown for Citizens Financial Group, Inc. CFG-PE across both annual and quarterly reports.
| Metric | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|
| Revenue | $2.90B | $3.03B | $3.07B | $3.12B |
| Cost of Revenue | $1.11B | $1.21B | $1.34B | $1.35B |
| Gross Profit | $1.78B | $1.81B | $1.73B | $1.78B |
| Gross Profit Ratio | $0.62 | $0.60 | $0.56 | $0.57 |
| R&D Expenses | $0.00 | $0.00 | $0.00 | $0.00 |
| SG&A Expenses | $774.00M | $720.00M | $727.00M | $740.00M |
| Operating Expenses | $1.31B | $1.31B | $1.26B | $1.30B |
| Total Costs & Expenses | $2.43B | $2.52B | $2.60B | $2.64B |
| Interest Income | $2.35B | $2.46B | $2.54B | $2.58B |
| Interest Expense | $961.00M | $1.05B | $1.17B | $1.17B |
| Depreciation & Amortization | $123.00M | $124.00M | $129.00M | $143.00M |
| EBITDA | $591.00M | $632.00M | $599.00M | $623.00M |
| EBITDA Ratio | $0.20 | $0.21 | $0.19 | $0.20 |
| Operating Income | $468.00M | $508.00M | $470.00M | $480.00M |
| Operating Income Ratio | $0.16 | $0.17 | $0.15 | $0.15 |
| Other Income/Expenses (Net) | $0.00 | $0.00 | $0.00 | $0.00 |
| Income Before Tax | $468.00M | $508.00M | $470.00M | $480.00M |
| Income Before Tax Ratio | $0.16 | $0.17 | $0.15 | $0.15 |
| Income Tax Expense | $95.00M | $107.00M | $88.00M | $88.00M |
| Net Income | $373.00M | $401.00M | $382.00M | $392.00M |
| Net Income Ratio | $0.13 | $0.13 | $0.12 | $0.13 |
| EPS | $0.78 | $0.83 | $0.77 | $0.79 |
| Diluted EPS | $0.77 | $0.83 | $0.77 | $0.78 |
| Weighted Avg Shares Outstanding | $438.32M | $440.80M | $446.56M | $454.14M |
| Weighted Avg Shares Outstanding (Diluted) | $442.20M | $444.84M | $449.91M | $456.56M |
Over the last four quarters, Citizens Financial Group, Inc. achieved steady financial progress, growing revenue from $3.12B in Q2 2024 to $2.90B in Q1 2025. Gross profit stayed firm with margins at 62% in Q1 2025 versus 57% in Q2 2024. Operating income totaled $468.00M in Q1 2025, maintaining a 16% margin over recent quarters. Despite shifts in R&D and SG&A costs, EBITDA stayed strong at $591.00M. Net income dropped to $373.00M, with EPS at $0.78. Disciplined expense strategies and efficient operations ensured sustained profitability and long-term financial stability.
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