CarTrade Tech Limited
CarTrade Tech Limited Fundamental Analysis
CarTrade Tech Limited (CARTRADE.NS) shows moderate financial fundamentals with a PE ratio of 40.43, profit margin of 26.85%, and ROE of 8.80%. The company generates $7.5B in annual revenue with strong year-over-year growth of 30.85%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 87.8/100 based on profitability, valuation, growth, and balance sheet metrics. The B+ grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze CARTRADE.NS's fundamental strength across five key dimensions:
Efficiency Score
WeakCARTRADE.NS struggles to generate sufficient returns from assets.
Valuation Score
WeakCARTRADE.NS trades at a premium to fair value.
Growth Score
ExcellentCARTRADE.NS delivers strong and consistent growth momentum.
Financial Health Score
ExcellentCARTRADE.NS maintains a strong and stable balance sheet.
Profitability Score
ModerateCARTRADE.NS maintains healthy but balanced margins.
Key Financial Metrics
Is CARTRADE.NS Expensive or Cheap?
P/E Ratio
CARTRADE.NS trades at 40.43 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, CARTRADE.NS's PEG of 5.79 indicates potential overvaluation.
Price to Book
The market values CarTrade Tech Limited at 3.47 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 29.60 times EBITDA. This signals the market has high growth expectations.
How Well Does CARTRADE.NS Make Money?
Net Profit Margin
For every $100 in sales, CarTrade Tech Limited keeps $26.85 as profit after all expenses.
Operating Margin
Core operations generate 36.70 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $8.80 in profit for every $100 of shareholder equity.
ROA
CarTrade Tech Limited generates $7.10 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
CarTrade Tech Limited produces operating cash flow of $926.53M, showing steady but balanced cash generation.
Free Cash Flow
CarTrade Tech Limited generates strong free cash flow of $905.80M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $18.92 in free cash annually.
FCF Yield
CARTRADE.NS converts 1.11% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
40.43
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
5.79
vs 25 benchmark
P/B Ratio
Price to book value ratio
3.47
vs 25 benchmark
P/S Ratio
Price to sales ratio
10.89
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.10
vs 25 benchmark
Current Ratio
Current assets to current liabilities
3.80
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.09
vs 25 benchmark
ROA
Return on assets percentage
0.07
vs 25 benchmark
ROCE
Return on capital employed
0.11
vs 25 benchmark
How CARTRADE.NS Stacks Against Its Sector Peers
| Metric | CARTRADE.NS Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 40.43 | 23.78 | Worse (Expensive) |
| ROE | 8.80% | 1098.00% | Weak |
| Net Margin | 26.85% | -626.00% (disorted) | Strong |
| Debt/Equity | 0.10 | 0.86 | Strong (Low Leverage) |
| Current Ratio | 3.80 | 2.64 | Strong Liquidity |
| ROA | 7.10% | -8081.00% (disorted) | Weak |
CARTRADE.NS outperforms its industry in 3 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews CarTrade Tech Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
63.00%
Industry Style: Cyclical, Growth, Discretionary
High GrowthEPS CAGR
396.89%
Industry Style: Cyclical, Growth, Discretionary
High GrowthFCF CAGR
655.73%
Industry Style: Cyclical, Growth, Discretionary
High Growth