Cascade Bancorp
Cascade Bancorp Fundamental Analysis
Cascade Bancorp (CACB) shows weak financial fundamentals with a PE ratio of 29.97, profit margin of 18.01%, and ROE of 4.75%. The company generates N/A in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 48.5/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze CACB's fundamental strength across five key dimensions:
Efficiency Score
WeakCACB struggles to generate sufficient returns from assets.
Valuation Score
ModerateCACB shows balanced valuation metrics.
Growth Score
WeakCACB faces weak or negative growth trends.
Financial Health Score
ModerateCACB shows balanced financial health with some risks.
Profitability Score
WeakCACB struggles to sustain strong margins.
Key Financial Metrics
Is CACB Expensive or Cheap?
P/E Ratio
CACB trades at 29.97 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, CACB's PEG of 0.30 indicates potential undervaluation.
Price to Book
The market values Cascade Bancorp at 1.36 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 2.11 times EBITDA. This is generally considered low.
How Well Does CACB Make Money?
Net Profit Margin
For every $100 in sales, Cascade Bancorp keeps $18.01 as profit after all expenses.
Operating Margin
Core operations generate 29.36 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $4.75 in profit for every $100 of shareholder equity.
ROA
Cascade Bancorp generates $0.54 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
FCF Per Share
Each share generates $0.35 in free cash annually.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
29.97
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.30
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.36
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.00
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.05
vs 25 benchmark
ROA
Return on assets percentage
0.005
vs 25 benchmark
ROCE
Return on capital employed
0.009
vs 25 benchmark
How CACB Stacks Against Its Sector Peers
| Metric | CACB Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 29.97 | 18.56 | Worse (Expensive) |
| ROE | 4.75% | 828.00% | Weak |
| Net Margin | 18.01% | 2518.00% | Weak |
| Debt/Equity | 0.00 | 1.00 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 663.54 | Weak Liquidity |
| ROA | 0.54% | -21156.00% (disorted) | Weak |
CACB outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Cascade Bancorp's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical