Beazley plc
Beazley plc Fundamental Analysis
Beazley plc (BZLYF) shows moderate financial fundamentals with a PE ratio of 11.33, profit margin of 14.34%, and ROE of 19.23%. The company generates $6.3B in annual revenue with weak year-over-year growth of -80.13%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -28.3/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze BZLYF's fundamental strength across five key dimensions:
Efficiency Score
WeakBZLYF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentBZLYF trades at attractive valuation levels.
Growth Score
WeakBZLYF faces weak or negative growth trends.
Financial Health Score
ModerateBZLYF shows balanced financial health with some risks.
Profitability Score
ModerateBZLYF maintains healthy but balanced margins.
Key Financial Metrics
Is BZLYF Expensive or Cheap?
P/E Ratio
BZLYF trades at 11.33 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, BZLYF's PEG of -8.61 indicates potential undervaluation.
Price to Book
The market values Beazley plc at 2.13 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 8.95 times EBITDA. This is generally considered low.
How Well Does BZLYF Make Money?
Net Profit Margin
For every $100 in sales, Beazley plc keeps $14.34 as profit after all expenses.
Operating Margin
Core operations generate 18.32 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $19.23 in profit for every $100 of shareholder equity.
ROA
Beazley plc generates $5.65 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Beazley plc produces operating cash flow of $1.24B, showing steady but balanced cash generation.
Free Cash Flow
Beazley plc generates strong free cash flow of $1.23B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $2.09 in free cash annually.
FCF Yield
BZLYF converts 12.29% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
11.33
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-8.61
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.13
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.59
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.13
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.19
vs 25 benchmark
ROA
Return on assets percentage
0.06
vs 25 benchmark
ROCE
Return on capital employed
0.07
vs 25 benchmark
How BZLYF Stacks Against Its Sector Peers
| Metric | BZLYF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 11.33 | 18.50 | Better (Cheaper) |
| ROE | 19.23% | 809.00% | Weak |
| Net Margin | 14.34% | 2211.00% | Weak |
| Debt/Equity | 0.13 | 0.90 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 692.04 | Weak Liquidity |
| ROA | 5.65% | -24328.00% (disorted) | Weak |
BZLYF outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Beazley plc's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-70.05%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
276.22%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
7.50%
Industry Style: Value, Dividend, Cyclical
Growing