Dominion Lending Centres Inc.
Dominion Lending Centres Inc. Fundamental Analysis
Dominion Lending Centres Inc. (BRLGF) shows moderate financial fundamentals with a PE ratio of -5.95, profit margin of -1.26%, and ROE of -85.46%. The company generates $0.1B in annual revenue with strong year-over-year growth of 22.77%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of -138.5/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze BRLGF's fundamental strength across five key dimensions:
Efficiency Score
WeakBRLGF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentBRLGF trades at attractive valuation levels.
Growth Score
ModerateBRLGF shows steady but slowing expansion.
Financial Health Score
ModerateBRLGF shows balanced financial health with some risks.
Profitability Score
WeakBRLGF struggles to sustain strong margins.
Key Financial Metrics
Is BRLGF Expensive or Cheap?
P/E Ratio
BRLGF trades at -5.95 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, BRLGF's PEG of -0.04 indicates potential undervaluation.
Price to Book
The market values Dominion Lending Centres Inc. at 5.06 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 13.19 times EBITDA. This signals the market has high growth expectations.
How Well Does BRLGF Make Money?
Net Profit Margin
For every $100 in sales, Dominion Lending Centres Inc. keeps $-1.26 as profit after all expenses.
Operating Margin
Core operations generate 42.47 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $-85.46 in profit for every $100 of shareholder equity.
ROA
Dominion Lending Centres Inc. generates $-52.22 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Dominion Lending Centres Inc. generates strong operating cash flow of $37.78M, reflecting robust business health.
Free Cash Flow
Dominion Lending Centres Inc. generates strong free cash flow of $31.29M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.41 in free cash annually.
FCF Yield
BRLGF converts 4.62% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
-5.95
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.04
vs 25 benchmark
P/B Ratio
Price to book value ratio
5.06
vs 25 benchmark
P/S Ratio
Price to sales ratio
7.43
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.22
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.63
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
-0.85
vs 25 benchmark
ROA
Return on assets percentage
-0.52
vs 25 benchmark
ROCE
Return on capital employed
0.22
vs 25 benchmark
How BRLGF Stacks Against Its Sector Peers
| Metric | BRLGF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | -5.95 | 18.50 | Better (Cheaper) |
| ROE | -85.46% | 809.00% | Weak |
| Net Margin | -126.15% | 2211.00% | Weak |
| Debt/Equity | 0.22 | 0.90 | Strong (Low Leverage) |
| Current Ratio | 0.63 | 692.04 | Weak Liquidity |
| ROA | -52.22% | -24328.00% (disorted) | Weak |
BRLGF outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Dominion Lending Centres Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
32.40%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
-1353.43%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
4.74%
Industry Style: Value, Dividend, Cyclical
Growing