BNP Paribas SA
BNP Paribas SA Fundamental Analysis
BNP Paribas SA (BNPQY) shows moderate financial fundamentals with a PE ratio of 11.98, profit margin of 6.84%, and ROE of 7.01%. The company generates $130.9B in annual revenue with moderate year-over-year growth of 6.80%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 29.4/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze BNPQY's fundamental strength across five key dimensions:
Efficiency Score
WeakBNPQY struggles to generate sufficient returns from assets.
Valuation Score
ExcellentBNPQY trades at attractive valuation levels.
Growth Score
ExcellentBNPQY delivers strong and consistent growth momentum.
Financial Health Score
WeakBNPQY carries high financial risk with limited liquidity.
Profitability Score
WeakBNPQY struggles to sustain strong margins.
Key Financial Metrics
Is BNPQY Expensive or Cheap?
P/E Ratio
BNPQY trades at 11.98 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, BNPQY's PEG of 1.53 indicates fair valuation.
Price to Book
The market values BNP Paribas SA at 0.84 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 2.42 times EBITDA. This is generally considered low.
How Well Does BNPQY Make Money?
Net Profit Margin
For every $100 in sales, BNP Paribas SA keeps $6.84 as profit after all expenses.
Operating Margin
Core operations generate 12.85 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $7.01 in profit for every $100 of shareholder equity.
ROA
BNP Paribas SA generates $0.32 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
BNP Paribas SA produces operating cash flow of $16.34B, showing steady but balanced cash generation.
Free Cash Flow
BNP Paribas SA generates strong free cash flow of $13.36B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $5.97 in free cash annually.
FCF Yield
BNPQY converts 12.27% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
11.98
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.53
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.84
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.83
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
3.17
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.31
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.07
vs 25 benchmark
ROA
Return on assets percentage
0.003
vs 25 benchmark
ROCE
Return on capital employed
0.01
vs 25 benchmark
How BNPQY Stacks Against Its Sector Peers
| Metric | BNPQY Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 11.98 | 18.73 | Better (Cheaper) |
| ROE | 7.01% | 847.00% | Weak |
| Net Margin | 6.84% | 2562.00% | Weak |
| Debt/Equity | 3.17 | 0.93 | Weak (High Leverage) |
| Current Ratio | 0.31 | 674.76 | Weak Liquidity |
| ROA | 0.32% | -21692.00% (disorted) | Weak |
BNPQY outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews BNP Paribas SA's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-3.37%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
66.18%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-122.59%
Industry Style: Value, Dividend, Cyclical
Declining