BNP Paribas S.A.
BNP Paribas S.A. Fundamental Analysis
BNP Paribas S.A. (BNP.DE) shows moderate financial fundamentals with a PE ratio of 7.66, profit margin of 8.29%, and ROE of 9.43%. The company generates $140.7B in annual revenue with moderate year-over-year growth of 6.80%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 39.9/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze BNP.DE's fundamental strength across five key dimensions:
Efficiency Score
WeakBNP.DE struggles to generate sufficient returns from assets.
Valuation Score
ExcellentBNP.DE trades at attractive valuation levels.
Growth Score
ExcellentBNP.DE delivers strong and consistent growth momentum.
Financial Health Score
WeakBNP.DE carries high financial risk with limited liquidity.
Profitability Score
WeakBNP.DE struggles to sustain strong margins.
Key Financial Metrics
Is BNP.DE Expensive or Cheap?
P/E Ratio
BNP.DE trades at 7.66 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, BNP.DE's PEG of 0.86 indicates potential undervaluation.
Price to Book
The market values BNP Paribas S.A. at 0.72 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -26.48 times EBITDA. This is generally considered low.
How Well Does BNP.DE Make Money?
Net Profit Margin
For every $100 in sales, BNP Paribas S.A. keeps $8.29 as profit after all expenses.
Operating Margin
Core operations generate 11.93 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $9.43 in profit for every $100 of shareholder equity.
ROA
BNP Paribas S.A. generates $0.42 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
BNP Paribas S.A. produces operating cash flow of $14.91B, showing steady but balanced cash generation.
Free Cash Flow
BNP Paribas S.A. produces free cash flow of $12.09B, offering steady but limited capital for shareholder returns and expansion.
FCF Per Share
Each share generates $10.97 in free cash annually.
FCF Yield
BNP.DE converts 13.75% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
7.66
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.86
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.72
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.62
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
6.45
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.50
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.09
vs 25 benchmark
ROA
Return on assets percentage
0.004
vs 25 benchmark
ROCE
Return on capital employed
0.01
vs 25 benchmark
How BNP.DE Stacks Against Its Sector Peers
| Metric | BNP.DE Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 7.66 | 18.66 | Better (Cheaper) |
| ROE | 9.43% | 804.00% | Weak |
| Net Margin | 8.29% | 2258.00% | Weak |
| Debt/Equity | 6.45 | 1.03 | Weak (High Leverage) |
| Current Ratio | 0.50 | 662.03 | Weak Liquidity |
| ROA | 0.42% | -24049.00% (disorted) | Weak |
BNP.DE outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews BNP Paribas S.A.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-3.37%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
66.18%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-122.59%
Industry Style: Value, Dividend, Cyclical
Declining