Bank of Montreal
Bank of Montreal (BMO.TO) Financial Performance & Income Statement Overview
Analyze Bank of Montreal (BMO.TO) financial statements (income, balance sheet, and cash flow) across both yearly and quarterly periods.
Bank of Montreal (BMO.TO) Income Statement & Financial Overview
Analyze Bank of Montreal’s BMO.TO earnings with segmented quarterly and yearly financial statement figures.
| Metric | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 |
|---|---|---|---|---|
| Revenue | $9.22B | $8.32B | $7.29B | $19.49B |
| Cost of Revenue | $0.00 | $0.00 | -$906.00M | $0.00 |
| Gross Profit | $9.22B | $8.32B | $8.19B | $19.49B |
| Gross Profit Ratio | $1.00 | $1.00 | $1.12 | $1.00 |
| R&D Expenses | $0.00 | $0.00 | $0.00 | $0.00 |
| SG&A Expenses | $3.41B | $2.92B | $4.26B | $2.82B |
| Operating Expenses | $9.22B | $8.32B | $4.26B | $953.00M |
| Total Costs & Expenses | $9.22B | $8.32B | $4.26B | $17.20B |
| Interest Income | $16.62B | $16.86B | $17.10B | $16.16B |
| Interest Expense | $11.22B | $11.43B | $12.31B | $11.65B |
| Depreciation & Amortization | $545.00M | $524.00M | $530.00M | $516.00M |
| EBITDA | $3.25B | $0.00 | $2.92B | $0.00 |
| EBITDA Ratio | $0.35 | $0.00 | $0.40 | $0.00 |
| Operating Income | $2.70B | $0.00 | $3.02B | $63.00M |
| Operating Income Ratio | $0.29 | $0.00 | $0.41 | $0.003 |
| Other Income/Expenses (Net) | $125.00M | $3.007B | -$575.00M | -$754.00M |
| Income Before Tax | $2.83B | $3.007B | $2.45B | $2.36B |
| Income Before Tax Ratio | $0.31 | $0.36 | $0.34 | $0.12 |
| Income Tax Expense | $690.00M | $703.00M | $582.00M | $559.00M |
| Net Income | $2.13B | $2.30B | $1.86B | $1.86B |
| Net Income Ratio | $0.23 | $0.28 | $0.26 | $0.10 |
| EPS | $2.84 | $2.95 | $2.49 | $2.36 |
| Diluted EPS | $2.83 | $2.95 | $2.48 | $2.36 |
| Weighted Avg Shares Outstanding | $729.56M | $727.74M | $728.35M | $728.35M |
| Weighted Avg Shares Outstanding (Diluted) | $730.69M | $728.53M | $730.19M | $729.28M |
Over the last four quarters, Bank of Montreal's revenue moved from $19.49B in Q2 2024 to $9.22B in Q1 2025. Operating income in Q1 2025 was $2.70B, with a strong operating margin of 29%. Despite fluctuations in R&D and SG&A expenses, EBITDA for Bank of Montreal remained robust at $3.25B, reflecting operational efficiency. Net income dropped to $2.13B, with an EPS of $2.84. Disciplined expense management helped sustain profitability, highlighting solid overall financial performance.
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