Aditya Birla Money Limited
Aditya Birla Money Limited Fundamental Analysis
Aditya Birla Money Limited (BIRLAMONEY.BO) shows strong financial fundamentals with a PE ratio of 15.29, profit margin of 11.97%, and ROE of 20.75%. The company generates $4.1B in annual revenue with strong year-over-year growth of 15.93%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 61.1/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze BIRLAMONEY.BO's fundamental strength across five key dimensions:
Efficiency Score
WeakBIRLAMONEY.BO struggles to generate sufficient returns from assets.
Valuation Score
ExcellentBIRLAMONEY.BO trades at attractive valuation levels.
Growth Score
ExcellentBIRLAMONEY.BO delivers strong and consistent growth momentum.
Financial Health Score
ModerateBIRLAMONEY.BO shows balanced financial health with some risks.
Profitability Score
WeakBIRLAMONEY.BO struggles to sustain strong margins.
Key Financial Metrics
Is BIRLAMONEY.BO Expensive or Cheap?
P/E Ratio
BIRLAMONEY.BO trades at 15.29 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, BIRLAMONEY.BO's PEG of -1.14 indicates potential undervaluation.
Price to Book
The market values Aditya Birla Money Limited at 2.80 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 9.99 times EBITDA. This is generally considered low.
How Well Does BIRLAMONEY.BO Make Money?
Net Profit Margin
For every $100 in sales, Aditya Birla Money Limited keeps $11.97 as profit after all expenses.
Operating Margin
Core operations generate 24.10 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $20.75 in profit for every $100 of shareholder equity.
ROA
Aditya Birla Money Limited generates $1.90 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Aditya Birla Money Limited generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Aditya Birla Money Limited generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
BIRLAMONEY.BO converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
15.29
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-1.14
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.80
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.83
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.38
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.21
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.04
vs 25 benchmark
How BIRLAMONEY.BO Stacks Against Its Sector Peers
| Metric | BIRLAMONEY.BO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 15.29 | 19.09 | Better (Cheaper) |
| ROE | 20.75% | 843.00% | Weak |
| Net Margin | 11.97% | 3730.00% | Weak |
| Debt/Equity | 0.38 | 0.90 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 661.68 | Weak Liquidity |
| ROA | 1.90% | -21651.00% (disorted) | Weak |
BIRLAMONEY.BO outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Aditya Birla Money Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
170.42%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
516.73%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-148.97%
Industry Style: Value, Dividend, Cyclical
Declining